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20110375G
<br />Borrower shall promptty dischazge any lien wluch has priority over this Security Instrument unless
<br />Borrower: (a) agr�s in writing to the payment of the obligation secured by the lien in a manner acxeptable
<br />to Lender, but only so long as Bonower is performing such agc�ment; N) contests tha lien in good faith
<br />by, or defends against enfor�t of the lien in, legal proceedings which in Lender' s opinion o�C�ate to
<br />prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings
<br />are concluded; ar(c) secures from tha holder of the lien an agreement satisfactory to Lender subordinating
<br />the lien to this Se�rity �n.atn,.,,�„r If Lender deteimines that any part of the Progerty is subjed to a lien
<br />wluch c�n attain priority over this Se�urity Instrum,ent, Lender may give Bonower a notice identifying the
<br />lien. Within 10 days of the date on wbich that notice is given, Bonower shall satisfy the lien ar take one or
<br />more of the actions set forth above in this Seckion 4.
<br />Lender may require Borrower to pay a one-time charge for a real estate tax verification and/or
<br />reporting service used by Lender in connection with this Loan.
<br />5. Property Insurance. Bortower shall k�p the improvements now existing or hereafter er�te� on
<br />the Property insured against loss by fire, hazards included within the term "extende� coverage," and any
<br />other hazazds including, but not limited to, earthquake,s and fl� for which Lender requires insurance.
<br />This ins�nrance shall be maintained in the amounts (including deductible levels) and for the periods that
<br />Lender requires. What Lender requires pursuant to the prec�ing sentences can change during the term of
<br />the Loan. The insurance ca�rier providing the insurance shall be chosen by Bonower subject to L�de's
<br />right to disapprove Boirower' s choice, which right sha.11 not be exercised urneasonably. Leader may
<br />require Borrower to pay, in connectiion with thi,y Loan, either: (a) a one-time charge for flood �ne
<br />determination, certific�tion and tracking se�vices; ar(b) a on�time charge for flood zone determination
<br />and certific�tion services and subsequent cl�arges each time remappings or similar changes ocxur which
<br />reasonably might affect such determinarion or certifi�tion, Borrower shall also be responsible far the
<br />payment of any fees impos� by the Federal Emergenc3' M_"". Agency in connection with the
<br />review of any flood wne deteimination resulting fram � objection by BoaoweT.
<br />If Bonower fails to maintain any of the coverages described above, Lender may obtain insurance
<br />coverage, at Lender's option aud Borrower's expense. Lender is under no obligation to purchHSe any
<br />particulaz type or amount of coverage. Therefore, such coveraga shall covez Lender, but might or might
<br />not protect Bonower, Borrower' s equity in the Properiy, or the contents of the Property, against any risl�
<br />ba�rd or liability and might provide grea.ter or lesser coverage tban was previously in effect. Bonower
<br />acicnowledges that the cost of the insurance coverage so obtained might si�ificantly exceeii the cost of
<br />;nm,�nc� that Borrower could have obtained Any sinounts disburs� by Lender under this Section S sha11
<br />become additianal debt of Bonower se�ured by this Sacurity Instrument. These amo�mts shall be,az interest
<br />at the Note rate from the date of disbursement and shall be payable, with such interest, upon notica from
<br />Lender to Borrower requesting payment,
<br />All insu�ance policies required by Lender and renewals of such policies shall be subject to Le�der's
<br />right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as
<br />mortgagce avd/or as an additional loss payee. Lender shall have the right to hold the policies and renewal
<br />certificates. If Lender requires, Borrower shall Pr�P�Y Slve to Lender all r�ipts of paid premiums and
<br />renewal notices. If Bonower abtains any form of insurance coverage, not otherwise requir�. by Lender,
<br />for damage to, ar destruction of, the Progerty, such policy shall include a standard mortgage clause and
<br />shall name Lender as mortgagee and/ar as an additional loss pay�.
<br />In the event of loss, Bonower shall give prompt notice to the insurance carrier and Lender. Lender
<br />may m�alce proof of loss if not made pro�tly by Borrower. Unless Lendex and Borrower othervvise agr�
<br />���g� �Y i��� Pi'�s, whether or not the underlying insurance was required by Lender, shall
<br />be applied to restoration ar repair of the Property, if the restorakion or repair is economically feasible and
<br />Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to
<br />hold such insurance procee�s until Lender has l�ad. an opportunity to inspe�t such Properiy to ensure the
<br />2200133693 D V6ANF
<br />NEBRASKA - Singie Family - Fannle Mae/Freddle Mac UNIFORNI INSTRUMENT WRH M
<br />�-6A(Nq (oetoJ PeBee o� te ir,weis: Form 3028 7/01
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