|
�
<br />-
<br />�
<br />N �
<br />0
<br />� �
<br />� �
<br />W
<br />rn �
<br />� =
<br />�
<br />�
<br />�
<br />�.�...
<br />r�
<br />��'us
<br />�
<br />� ,
<br />� 4
<br />�
<br />� � .
<br />;�
<br />' '�r
<br />�;
<br />r�.:
<br />_� �
<br />�--+
<br />2 '�
<br />� ;-- �
<br />�— r'. �
<br />�, ; {
<br />� ' �
<br />� � �_ a�
<br />r+�
<br />c7
<br />U� � — U
<br />m �
<br />:�
<br />o i� : w
<br />° `' rv
<br />�' ��-- c�
<br />0
<br />c,a
<br />[5pace Above This Line For Recording Data]
<br />C'� (P%
<br />O —{
<br />C D
<br />z --!
<br />.� m
<br />-< C
<br />o -*�
<br />� -�
<br />= R�
<br />1a CL+
<br />r �
<br />r n�
<br />�
<br />�
<br />n
<br />cn�
<br />cn
<br />DEED OF TRUST MIN: 100416700014580634
<br />NOTICE: THIS LOAN IS NOT AS5UMABLE WITHOUT THE
<br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS
<br />OR ITS AUTHORIZED AGENT.
<br />DEFINITIONS
<br />Words used in mulriple sections ofthis document are defined below and other words are defined in Sections 3,11,13,18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Secfion 16.
<br />(A) "5ecurity Instrument" means this document, which is dated May 16th , 2011 , together with
<br />all Riders to this document.
<br />(B) G°Borrower" is Kacey Renee Kingsley, a single person
<br />Bonower is the trustor under this Security Instrument.
<br />(C) G°Lender" is CharterWest National Bank . Lender
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 714 N Diers Avenue Grand Island, NE 68803
<br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Box 288 West Point, NE 68788
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a
<br />nominee for Lender and I.ender's successors and assigns. MERS is the beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026,
<br />Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(� "Note" means the promissory note signed by Borrower and dated May 16th , 2011 ,'The Note
<br />states that Borrower owes Lender One Hundred Twenty Thousand and 00/100
<br />Dollars (U.S. $120,000.00 ) plus interest Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than June 1, 2041
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under tlus Security Instrument, plus interest.
<br />(n "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider 0 Other(s) [specify] VA Rider
<br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider
<br />(� "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable�udicial opinions.
<br />(I� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charpes that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic ternunal, telephonic instrument, computer, or magnetic tape so as
<br />to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limrted to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(1� °OMiscellaneous Proceeds" means anycompensation, settlement, award ofdamages, orproceedspaidbyanythirdpariy
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance m lieu of condemnation; or
<br />(iv) rrusrepresentations of, or omissions as to, the value and/or condirion of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 of this Security Instrument.
<br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac LJNIFORM INSTRUMENT (MERS)
<br />12439.CV (1/08) 905571
<br />Form 3028 1/Ol (page 1 of 8 pages)
<br />Creative Thinking, Inc.
<br />GOTO(00166de1)
<br />Return To:
<br />CharterWest National Bank
<br />714 N Diers Avenue
<br />Grand Island, NE 68803
<br />� ��
<br />O
<br />N
<br />0
<br />a--a
<br />F--+
<br />O
<br />GJ
<br />rn
<br />-a
<br />-r7
<br />i,Y
<br />�f
<br />��
<br />�
<br />�'
<br />.�,
<br />�
<br />�� ��
<br />�
<br />
|