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2oi�o3s73 Borrower shall prompfly discharge any lien which has priority over this Security Tnstrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a mannQr acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instzument. If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Bonower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one ar more of the actions set forth above in this Section 4. Lender ma.y require Borrower to pay a one-time charge for a real estate tax verification and/or regorting service used by I.ender in connection witb. this I.oan. 5. Property Insurance. Sorrower shall keep the improvements now elcisting or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This ;nc�,�nce shall be maintained in the amounts (including deductible levels) a� for the geriods tha.t Lender requires. What Lender requires pursuant to the greceding sentcnces can change during the term of the Loan. The inc►„�nce carrier providing the iusurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one-time charge for flood zone determination, certif'ication and tracking services; or (b) a one-time charge for flood zone determination and certif'ica.tion services and subsequent chazges each time remappings or similar changes occur which reasonably might afFect such determination or certifica.tion. Borrower shall alsa be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the covera.ges described above, I.ender may obtain insurance covera.ge, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular tyge or amount of coverage, Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Properiy, against any risk, hazard or liability and might provide greater or Iesser coverage than was previously in efFect. Borrower acknowledges that fhe cost of the �nc�„�a„� coverage so obtaiIIed might significantly exceed the cost of rnc�,�nce that Borrower could have obta.ined. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest aY the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall na.me Lender as mortgagee and/or as an addi�ional loss payee, Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower sha11 prompfly give to Lender all receipts of paid premiums and renewal notices. If Borrower nbtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a sta.ndard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may ma.ke proof of loss if not made prompfly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the undertying iasurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has ha.d an opporl�ty to inspect such Property to ensure the NEBRASKA - Single Family - Fennle Mae/Freddie Itflec UNIFORM INSTRUMENT ��' �-6{NE► loe��1 Paga6af 1b �n�na�s: � Form 3028 1l01 �