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�oi�o3s71 (C) "Lender" is �+LS �'�� K, N.A. Lender is a National Association organized and exisfing under the laws of T� UNITED STATES OF AMERICA Lender's address is P• O. BOX 5137 DES MOI1�S, IA 50306-5137 Lender is the beneficiary under this Security Instrument. (D) "Trastee" is WELLS FARGO FINANCIAL NATL SNR (E) "Note" means the promissory note signed by Borrower and dated MAY 13, 2011 . The Note states that Borrower owes Lender ONE HUNDRED SEVENTY-FIVE THOIISAND AND No/ 10 0 Dollars (U,S, $* 000 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not la.ter than � 1, 2026 . (I+') "Property" means the properly that is described below under the heading "Transfer of Rights in the Properly." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and a11 sums due under this Security Instrument, plus interest. (I� "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders aze to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider 0 Condominium Rider ❑ Second Home Rider 0 Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider � VA Rider � Biweekly Payment Rider � Other(s) [specify] (n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordina.nces and administrative rules and orders (that have the effect of law} as well as all applicable final, non-appealable judicial opinions. (J} '�Community Associstion Du�, Fees, and Assessments" mea.ns all dues, fees, assessments and other charges that aze imposed on Bonower or the Property by a condominium association, homeowners association or similar organization. (I� "Electronic Fnnds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, oz magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transa.ctions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Fascrow Items" means those items that are described in Section 3. (1V.� "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other ta.king of all or any part of the Properly; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value andlor condition of the Property. (1� "Mortgage Insnrance" means insurance protecting Lender against the no�ayment of, or default on, the Loan. NEBRASKA - Single Family - Fannie Mae/Froddie Mac UNIFORM INSTRUMENT � �-6(NE) �oe��t Paga 2 of 16 i�tiei8: �� 'Vl�°- Form 3028 1/01