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<br /> � q�pGETi�IFdt\VITH all thc improvcmen�5 now or hercafter eacted an the�coperc>'•and a�1 oa-�em�nts,appurtcaances.a�td �:�
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<br /> � fixtures now or hereatter a part af the praperty. All replacements as�d additions sha71 al�n he covrred by this 5ecuriry „___
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<br /> � Insuument.All of the forcgainII is refeaed ro in this Serurity Insuumcnt as the"Property." w�,�
<br /> � �ORROWER COVENAPI'f5 that Borro�ver is lawfully seiscd of the estate hereby�tarra3�d:ucd has the risht to grant nnd ' �, �:
<br /> convey the PnsFectY and that the Property is unencumhered. exrept for encumbmnces of�ernid• 6um°w�er warran�°nd will
<br /> .,.r:....;,;-._
<br /> defend generaliy the title to the Property againat all claims and demands.subjeiY to any ertt'um�sr'ances of record.
<br /> THIS SECURITY INSTRUMENT cambines uniform co�enants for Rational use and�a-uniform coven:snt��vith limited _
<br /> variations by jurisdiction to consritute a uniform security instrument wverin�real pn►perc5+. � �' �
<br />•� UN�ORM CUVENP.NTS.Socsowrr ased lxnder cove�t3nt�nd aar�e as follaws: �"..;.:;��;;,:_
<br /> 1� 1. Paymeai at FrfttcIpal a� Interest; Prel�Ymeat and Late Charg�s. Bc�rro�u�r s�ill promptly pay when dae the �_ .. -
<br /> principal of and interest on ttte debt evidenced by the Note and any prepaYme�t and tate ciawg�dae under the Note. �
<br /> 2,Eymds for'I'axes and lnsure�se• Sutject to applicabie laar ot to a written waiver by Lender.Borrower shall pay W �,_',`f�=�{�
<br /> Ixnder on the day monthiy payaients aue due under the Note,untii the Note is paid in fuil.a sum l"Funds">for.la)yearly taxes ��:�:*��__
<br /> y e - -
<br /> and ass�sr�ents which may attain priority over this Securiry Instnunet►t as a lien oz t�e Pr�y�erQy:(b)Yearly leasehold payments ��
<br /> or graund ients on the Property.if any:(c1 Ye:ulY hatard or property insurance premiums.:(d)y`�ar1Y ftood insurance premiums. ��_-- ��
<br /> if any:(e)YeartY mort�age insurance premiums.if any:and tfl�Y S�Payeble hy�ornnvor to Lender. in accordance wi[h —,���_:.,
<br /> the provisions of pazagraph 8,in lieu of the payment of mortgage insurance premiums.'ft:rse items are c�lted"Escxow Items.° �,-�_--
<br /> �d��y, �any pm�, co)lect and hold Fu►�ds in an amount not to exceed the r�axi:num amount a lender for a federal�y �� .
<br /> �.----
<br />' �a���cgage loan may require for Borrower s escro�v a000wn uuder the federal Rs'�.! Fstnte Setilement ProcedUtes Act of -� -
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<br /> 1974 as amended fr�om time to time. 12 U.S.C. Section 2601 er seq. (°RFSPA").untess anather law that applies to the Fuads �;--�.�_..
<br />- ' seis n tesser amouni. If so, I.ender may.at uny time. collect and hold Funds in an 3mnun� not to exceed the tesser ammmt.
<br /> Lender may estin►ate the ameunt of Fuads due on the basis of current data and re2�ena*�le estimates of espeaditures of future �_��_
<br /> Escrow Items or otiierwise in aocordanr.e with applicable law. or eate �
<br /> 'Fhe tands shall be held in an institution whose depasits are insured by a federn! agency. instrun►entality. �Y �__—_
<br /> (iacludi��.ender.if I.ender is such an institution)or in any Federai EIome Loun BaAla.L.ender sha11 aPP��e����t�r � � �-_
<br /> c. . Escrow Items.Lender may not charge Harro�ver for holding and applying the Funds.annu�lly�y� ' <*.��
<br /> verifying the Fscrow�tc-rr'.s.unless 1-�nder pays�arrower interest on the Funds and applirabl�!aw�c�ii�Lender to make such a�,-�;
<br /> � a charge.However.�may require Bormn'er to.pay a one-time charge far an ir�e�dent r�l e�te ta�c reP°rtin�s�;vice �••�: •,
<br /> �sed by Leuder in acr.�+�ction witl�. this loan. unless applica6le law providES otinenvise. L>nless ai►agreement is maiis or �
<br /> 'cabie!aw uiies�e�esc to be�cid.Lender shall nat f�e�equired to pay Bnn�*�:er aay interest or earaings on tfte Funds.
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<br /> u re9 e 've to Borrower. �`--"',_-
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<br /> Bairow�;��i Len�r�;:y agree i�a�.rring, hotir-eces. that imerest shall be paid an the Fu�ts.Lersler shal gi
<br /> • �ri�haut c�xrge,an�suy,.i accountina of the F��'�. showing credits and debits w the Fnnds and the purpose for wtuch each �
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<br /> debit tv st�Ftmds s�as made.The Funds are ple�.�as add'etional security far ali swvs s�cu�by td�:is Security Insuumsnt. _
<br /> i�ifir,rands held by Lender er�the amouncs permitt�to be held by applic�ls la�.i.ender shall accaunt to Borrower �-�--
<br /> � for di«�:t��ss Funds in accordance«.i;Ii Uie requuements of a�sGcable law. If che amounc oE the�unds held by Lender at any ���-�-
<br /> . time is:�.�sufficient to pay the Escrow Items when due,Lender may so notify Borr�u•er in�iting.atcd,in such case Borrower rf;_,
<br /> shali Aay w I.ende���►ount necessary to mal:e up the deficiency. Borroaer shaU make up the deficiency in no more t6tm �'_ _
<br /> twelc��ronthly payments.at Lendee's sole discretion. �__
<br /> ' 4�r�n payment in fuli of all sutns secured by this Securiry instreiment. lender sha11 promgtly refund W Horrower any ��,�_,
<br />. , Funds deld by Lender.If.under par.��aph 21.Lender shall zcquire or sell the Ficpsrty.L�er,prior to the acquisition or sale �e Y
<br />' of the Property.shap aPP1Y anY�ce�i�beld by Lender ai the time of acquisiaon ar sale as a credit against the svms secured bY �
<br /> �
<br /> �:� this Securiry Insnument.
<br /> • e��u received 6 Le�der under paragrapf�s
<br /> . :�'� � 3.Applicattom v�Tr'�ycuents.Unless apFL'c�ils8z lau provides otherwise.sill paye� Y
<br /> • ,::' � -
<br /> '. ;;'i'. 1 and 2 shall lre appt�: 5tst.t�an-Y P�Y���-�c�$�due under the Ptato:s�cond. to amounts pay�r:e under paragraph 2: �.
<br /> ' �;rr��., third,Gs ir.�erest due;fmulh.co q�riina�al due;.s�rr!last.to any late charges due under the Not$. • �
<br />• . �Ji 4.+E�s+rges;Lieas.Borrowcr sStall pay ai1 taxes,assessmenu.charges, fis�ar.d irnpositions attributabte to the Property —
<br /> . •, �
<br /> .4��� whicb may attain p7i�arsty over this Security In.gtrument. and leasehold payments ar ground re��. if acy. Borrowen shall pay �_--:,:,-
<br /> these obligations in tis►e cnanner provided in par��apb 2,or if not paid in that manne:.�rrow�r ss-ul1•P�Y��on u�directly - -
<br /> to the person owed pa3::�ent.Borrower shall prompdy fiunish to Ixnder all notic�•of�mowa•.s to be paid under this paragraph• _.a.,__ _
<br /> � If Borro�ver makes these payments directly.Borrower shal!promptly fursiish to Lendes r�;i{;�s evidencing the payments. �;,�_
<br /> � Bonower shatl promptiy discharge any lien which has priority over this Securr�•Iastn►ment uniess Borrower.(a)agrees in �u.__.,
<br /> wridng to the pay�nenL of the obligation secured by the lien in a manner acceQtable ta I:e:nder;(b)contests in good f�ith the lien
<br /> . �•, by. or defends a�im,t enforcement of the lien in. leg�l proceedin�,s �vhich in tF.e [.ender's opinion n�erate to prevc�t the
<br /> ':' enforoe:�ent of the Len;or(c)secures from the S�older of[he lien an agmemeat satisfattory to l.ender sui.ordinating the lien to �,.
<br /> ' �< tl�u;.�;ew�tfsy in.strum.ent. If I.ender detemunes that any part of the Property is sub}ect to a lien�vhich s:.ay attain prie�rity over .<. -.�:..'
<br /> titic S�xa�r�y Instcument. Lendcr may give Borrower a notice identifying tho lien.Sonower shall sadsfy zhe lien or t�J::one or
<br /> , '� � moTe WY the actions set forth above within 10 days of the giving of notice. � � '
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