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20110363� <br />acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be <br />dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material <br />impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of <br />any award or claim for damages that are attributable to the impairment of Lender's interest in the Property <br />are hereby assigned and shall be paid to Lender. <br />All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be <br />applied in the order provided for in Secrion 2. <br />12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for <br />payment or modification of amortization of the sums secured by this Security Instrument granted by Lender <br />to Bonower or any Successor in Interest of Bonower shall not operate to release the liability of Borrower <br />or any Successors in Interest of Bonower. Lender shall not be required to commence proceedings aga.inst <br />any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify <br />amortization of the sums secured by tYus Security Instrument by reason of any demand made by the original <br />Bonower or any Successors in Interest of Borrower. Any forbeardnce by Lender in exercising any right or <br />remedy including, without limitation, Lender's acceptance of payments from third persons, enriries or <br />Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or <br />preclude the exercise of any right or remedy. <br />13. Joint and Several Liability; Co-signers; Succ�.sors and Assigns �ound. Borrower covenants <br />and agrees that �rrower's obligations and liahility sfiall be joi�t and several. However, any Bonower who <br />cxi-signs this Security Instrument but does not exe,cute the Note (a "ca-signer"): (a) is co-signing this <br />5ecu.rity Instrument only to mortgage, grant a�d convey the co-signer's interest in the Property under the <br />terms of this Security Instrnment; (b) is not personaliy obligated to pay the sums secured by t&is Security <br />Instrument; and (c} agrees tl�at I.ender aud any ather Borrower caas agree to extend, modify, forbear or <br />make any accommcx�atioffi with regard to tlae terms of this 5ecurity Inst�vxnent ar the Nate without the <br />co-signer's canse�t. <br />Subject ta the pmvisions af �ection T8, �y 3uceessor in Irnerest of Sorrower who assumes <br />Borrower's obligat'ron� under this Security IIIStrument in writing, anc� is approved by Lender, shall obtain <br />aIl of Barrower's rights atui tie�efits under thi,s �curity Instrument. Borrower shall not be released from <br />Borrower's obligations aud Iiabitity imder ttus Security Instnunern unless Lender agrees to such release is� <br />writing. The covenants and agreements of this S�curiry Instrument shall bind (except as provic�ed in <br />Section 20) and benefit the su�cessors and assigns of F.ender. <br />14. Loan Charges. Lender may charge Borrower fees for services performed in connecrion with <br />Borrovver's default, for the purpvse of protecting Lender's interest in the Property and rights under this <br />Secur'xty Insixument, inc�uding, but not Iimited to, attomeys' fees, property inspection and valuation fees. <br />In regard to any other fees, the absence of express authority in this Security Instivment to charge a sPecific <br />fee to Bonower sha[1 not be construed as a prohibition on the charging of such fee. Lender may not charge <br />fces that are expressly proIubited by this Security Instrument or by Applicable Law. <br />If the Loan is subj�t to a law which sets maximum loan charges, and that law is finally interpreted so <br />tfiat the interest or other loan charges colle,cted or to be coll�ted in connecrion with the Loan excced the <br />permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the <br />chatge to the permitted limit; and (b) any sums atready collected from Bonower which exceeded permitted <br />limits will be refunded to Bonower. Lender may choose to make this refund by reducing the principal <br />owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the <br />reduction will be treated as a partial prepayment without any prepayment charge (whether or not a <br />prepayment chazge is provided for under the Note). Borrower's acceptance of any such refund made by <br />dire,ct payment to Bonower will constitute a waiver of any right of acrion Borrower might have arising out <br />of such overcharge. <br />15. Notices. All notices given by Bonower or Lender in connection with this Securiry Instrument <br />must he in writing. Any notice to Bonower in conne,ction with this Security Instniment shall be deemed to <br />have been given to Bonower when mailed by first class mail or when actually delivered to Borrower's <br />notice address if sent by other means. Norice to any one Borrower shall constitute notice to all Borrowers <br />unless Applicable Law expressly requires otherwise. The notice address sha11 be the Property Address <br />unless Bonower has designated a substitute notice address by notice to Lender. Bonower sha11 promptly <br />notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's <br />change of address, then Bonower shall only report a change of address through that specified procedure. <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />�-6(NE) loet �) Page 10 af 15 intt�ais: Form 3028 1/01 <br />� <br />? �� y , ., � �, <br />( <br />