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20110362� (",� "i2ESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing � regulation, Regul�tion X(24 C.F.R. Part 3500), as they might be amended ftom time to time, or any additional or successor legislation or regulation that govems the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS 1N•THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described peoperiy located in the County of HALL • [TypE of Recording Jurisdiction] SEE ATTACHMENT A Parcel ID Number: 400140128 1 l01 W JOHN ST GRAND ISLAND (" Property Address"}: [Name of Recording Jurisdiction] which currently has the address of [Street] [C�rS'l , Nebraska 68801 [Zip Code] TOGETHER W1TH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fiatures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security instrument. All of the foregoing is referred to in this 5ecurity Instrument as the "Property." BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURiTY 1NSTRUMENT combines uniform covenants foe national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. LTNtFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to 5ection 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subseyuent payments due under the Note and this Security lnstrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT o o �� ��-6(NE) t0611) Page 3 of14 mwa�s: �'�� Form 3028 1101 DDS-NE9