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<br /> ' �� �d��.a�� �'� -�� f�>�"'F'-��°'�,,y. _
<br /> and all easemenu.appurtenances.and _ __r...,�.:.�..��a�.:e '°=°
<br /> 'I'OGE1'HER WTCH all the improvements now ar hereafter erected on the property. �_�x:�a;;°,��LL��s_-��_
<br /> ./ T=---��.R,,,•-_.�._,
<br /> fixtures now or hereafter a part of the prapert}+. A!! replacements and additions shall also be covered by this SecurB� �:,` ; =., �
<br /> Instrument.All of the foregoing is referred co in this Security lnstnunPnc as the"Property." , , �� ' �"
<br /> :����`:�.�•.•f ..� �
<br /> EORROWER COVENANTS[hat Borrowcr is lawfWly seised of the estate hereby conveyed az►d @as the right to grant and . : '+ .i �hJ`
<br /> convey the Froperty and that the PropettY is unencumbered.except for encumbrances of record. Banower warrants and wili •, �,. ` . Y � ,=
<br /> de fen d gene r a l ly t he t i d e t o t h e P 9'o p e r t Y a g a i n s t all claims as�d demands•subject to any encumbrances of record. r � , 3= � �"
<br /> �<. " �
<br /> TH1S SECURTTY INS7RUMENT combines uniform covenants for nationtl use and non-uni f�sm cove n a n u w i t h l i m i t e d , ,�.,,
<br />�•� ._ �•••—,(...e_Y—[I�i,:� � �.
<br /> variations by jurisdiction to constitute a uniform secGrity intitrument covering re�l PmPertY• �_ .
<br /> UN1gORM COVENAN7'S. Borrower and Leader rnver+nnt and agree�s follows: _'�,�r- ,�. _ -
<br /> I. I�yment of Principul and inte*est: PsePayment and l.ate Chacges. Barrowcr ,hall promptly pay when due the l�. . .-•:�.�, �^.�•.�`�
<br /> ,,� princ;p,.l of and inteeest on the debt evidenced by the Note and:►ny PrePaYment and!are charbe,due uruicr the Nnte. � _:,�;��v ,. .
<br /> 2.�nads for Taxes un d insurance. Sub ject to applicable law�ar to a writt:n�v;iivc�by Lcnder. Bnrmwcr�hall pay ta �,.: �;Y�, .� ,�' _ -
<br /> ; I.endor on the day monthly payment+an due under thc Note.until thc Note is paid in futl,u sum t"Fu�idy�1 Gtr. la)year ly t:ues ..�,�.i;� . �
<br /> ��+�� �. '
<br /> and as.+�ssmcnts whid�R�ay attain priority over�hir S�tiunty� In.trumemi s,a liea un thc P�operty:Ibi yct�cly lcasctwl�f p�ymc.nis •`�`:< . :i, �:t;.
<br /> ar gtc�ur�d rents on the Pm�sertY. �f 3►►Y:�c►ycarly haratJ ur prnperty insurarue prcmium.ti:ld1 y�wt�Y fl�+uJ in,ur:uuc prcinium�. `.: — __
<br /> if any; ce)yearfy martgage insurunce premium�. �� '�f mun'a1 e insurance pre�mlum+B7�he�e itemr ure�wlteJ a@scr�tnit mr� ��-_-"�„� ;;--
<br /> - tite provisiuns of paragrapin S.in licu of thc paymcnt 6 S ., �, .
<br /> ' Lendor may, at any time, callect and hold Fund. in an umuuni not to excced thc mas�mum umount a lcnder for a f�erall� .» . . , 4 ,
<br /> . ._-_ -'�___. �
<br /> ��' related mortgage loan may require fur Borrower's e�cruw account under the federal Real Estate Settlerrcent Procedures Act of _
<br /> �..� 1974 as amendcd from time to time. 12 U.S.C. Section 26(Dl e1 sey. l"RESPA"1•u�1c�s anothcr law that applies to the Funds •,�.� , �.� _
<br /> �-`"'�e"��'�."`°.- '
<br />". ;�, seu a tesser amount. If so, o naaf Fundc due on he basis�of currentddata�and reasonab�z esnmates of e pendituresrof�fu[un: �x•--=�---- _
<br />` �:.� L,endar muy estimate the am -�-----�,�
<br /> ��,�
<br /> T Fscrow Items or otherwise in accardance with applicable taw. ' w` _,- '�3�-•= $�''!'��
<br /> ��it 'I1ie Funds shajl be held in an instituuon whasQ deposits are insured by a federal agency, instrumentality, or entir� , __ _
<br /> '-� � � �� -
<br /> >;� (inc[uding Lender,if Lender is such an instiwaon)or in any Federal Home Loan Bank• Lender shall app�he escm�v accou t or ;---�� �•�i� •T
<br /> <<�x Escrow Items_Lender may not charge Borrower for holding and applying the Fucds.annuallY analyzing �. ;,�--
<br /> `.� v e c i f y i n g t h e Fscro�v Ise�s,unless Lender pays Sorrower interest on the Funds and applicYtble!aw pemtits Lenderortin�serv ce •� �4i I-%"'`� -
<br /> �' a chorge. However. II.eader may require Borrower to pay a one•time c h a r g e f o r a n i n d e p e n d e n t t e a l e s t a t e t a l c r e P 8 _
<br /> ,,,.�.j used by Leader in cT�asL�tion with this loan, unless apPlicable law prorcd.,�s othenvise• Unless an a�reement is made aC : ' ;� .�
<br />::' ? �.• . t::�
<br /> apPU�l.e I:ra• ,;szs usterest to be paid.Lender shall not be requsred to�y Borrower any interest or earnings on the Funds. ..� --
<br /> �`�� go�x,�.�r�.�way agree in writing.however. that int��t sha14 b=psid on the Funds. Lender shal ogi�f T° h°.h�ch '� • l •' •;'"' �
<br /> . without•�:=�:, �.c�at�`,,t�l accounting of the Funds, sho�ving credits a�d��:its to the Funds and the purp .�:;:,� •,�; _,,:_.�,``?:, •:
<br /> •.�,.., T
<br /> debit W ct'.e Fun,:s%���.The Funds are ptedged as additional security u�'�s�s���by�s Security Instrument. �-(:'�',_.:ti^�
<br /> If�i�e gunds,h;'S l`. Leuder exceed the amounts permitted to be held��y•�.r.licab2e law.L.ender sha11 account to Bona�u,�r . l `�.;,;,_,
<br />•�.�,.:�' for the eacess Funds in acoord3^.�^:with the requirements of applicable laa. ��':'.'.���t of the Fuads held by Lender at any '�,-�
<br /> '��.:'.�=
<br /> : .�:�� time is not sufHclent tr cay the Escrow Items when dupe,Lender may so no��Berrower in M'ia fie�ciensu�noe ore�tlu►n� • i�;:; .�:
<br /> shall pay to Lender cia�::.�ount necessary to ma�e u the deficiency. Borr�,u�-. shall�l;e up �Y , .r.:�a'.. =
<br /> twelve monthly pa}�rua-'-us.at 1-ender's sole discretion. ?'�i;<•�� '�
<br /> � .�x�
<br /> , .�'I!�. Ogon payme�'t sr, full of all sums secured by this Security Instrunezi• 1-ender shall prompcly z�i�d to Borrotver any +,M1(,.
<br /> Funds L-r��v by I.er�:r.If,under paragraph 21,Lender shall acquire or se:_•che Property,Lender,prior z���'�e acquisirion or sate �. ��-��
<br /> of t�e Lqrc�,verty, �-�.`1 apply az►y Funds held by Lender at[he ti�of as�:Ss:Lion or sale as a crodit aSainsz the sw�s�axs�d hy ... . '�_�...:
<br /> T �.:
<br /> , this 5e�.:�ity IsstxL.si�t.
<br /> . 3.Applic2tu`a�¢iT Ps+Ymeats•Unl��s applicable law provides other�-�se.�11 payments received by E.�3�a'under p��.-a$t�phs
<br /> 1 an.a 2 shall be�.T��'l•7.d: first.to any prepayment chazges due under the:�:ac�;s��•to aTn�°unu paY:,�3e under paragraph 2; _�. � ''
<br /> �..,._
<br /> _.:,.
<br /> ' third.��r,interest d;te;fourth,to�:�ncipal due:and last,to any late chazges dae under the Note. , __
<br /> • 4,Charges;Liens.Borrower shaq pay all taxes.assessments,charges. fines and imposirions attributable to the Propett}+ � `
<br /> which may attain�riority over this 5ecurity instrument, and leasehold payments or ground renu, if ar.y. Borrawer sht►U•?ay _�w��
<br /> ., „ �fiem on time diivaly �° :�•.��
<br /> � these obSigations n�r iw5e manner provide�in par�,'aph 2.ar if not paid in���,t manner,Borrowcr shal!�.y' f�__
<br /> ' •'.i' to tL-e person o.�0�f,ayment.Borrower shall pr.:�r:ly fumish to Lende:s�=�c�otiees of umounu to be��d under this pum$taph-
<br /> . If�a��•�er�s these payments directly.BorroWer shall promptly`��'nis�h to Lender receiprs evidencing the payments. T�— - , .
<br /> �u:-c-�n•e*�''ai!prompdy diseharge any lieo which has pr'sa::t}��c�`•e:'a'�Ss Security Ir�trument unless Borrower: (a1 u$ntes ia -._„�-•�;-
<br /> , wrri:�c�Q:e�:sz rent of the obligation secured by the lien in a:r.a�'�vr acxPtab�e to Lender: (b)contests in good faith tl�u lien
<br /> '•�'' (�y;� c�?;:,°��is 2:inst enforcement of the lien in, le�al proceedin�s vri�r�h in the Lender's apinion operate to prevent the - -�--_
<br /> � ••;; �,�t.n;,�^ie:,:�f::�e lien;or(c)secures fro't�i the holder of th:lien an a��nent satisfactory to l.ender subordinatin�tho lien w• � '�
<br /> " thi>�scr�:y Instrument. ]f Lender determines that any part of the Propeny is subject to a lien�vhich enay attain priorn+ orer r?�,+
<br /> this Security Instrument.I.ender may give Borrower a notice identifying the lien.Borrower shall satisfy the lien or ta��one nc _
<br /> . .� more of the actions set forth above within 10 days of the giving of notice.
<br /> Form 303$ 9ffl0
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