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<br /> $. tdn�srd os P�+op2rty Insu�ec. Horro�ver shall keep the improvements rzow ezisting or hereafter erected on the r
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<br /> - ' Property Insueed asainst loss by fice. hazards inctuded wethin the term "extended caverage° und any aiher h�rards. insluding .�_...
<br /> ��,..s,
<br />, ` ' Eloods or floading.for which l.ender requires insuraace. This irisurance shall tse maintaine�in the arnounts nnd for the periods •�,. -
<br /> � that Lertder rsquires.Th�insurance carrier providing the insurance shall be chasen by Borrower subjact to Lender's approval �`•.
<br /> -� which sha11 not be urrceasonabiy withheld. If Bosrawer fails to maintain ooverage described above. Lender may. at Lender's _
<br /> ,.�_
<br /> �� optia�.abtain coverage to proiect Lender's rights in the Property in accordance with paragraph 7. _
<br /> ��� All ins�aranoe poltcies and renewals shall be acceQtaole to Lender and shall include a standard mongage ciause. Lender ;;�.
<br /> F, si�ali have the right to hold the puiicies and renewals.If L,ender requires.Borrower shali promptly give ta Lender all reoeipu of .`�_
<br /> `•"�• paid premiums and renewal aotices.In the event of loss.Eorro�ser shall give prompt noiice to t he insurance carri e r a a d L e n d e r.
<br />� . Lender may make proof o!loss if not�nade promptiy by Harrower. .�;.;.-
<br /> �n"°�:
<br /> Unless Lender and Borrower othenvise agree in writi�g,insarance proceeds sliall 1�e applied to restoration or repair of ihe °-==—•
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<br /> ?roperty damaged.if the restoration or repair is ecnnomicalty feasible and Lendei s security is not IessenQd.If the restocation or �•,�__
<br /> _ repair is ni,a economically feasibte or Lender's se�vrity would be lessened.the insurance p3oceeds shall 6e applied to the sums ���=
<br /> . secuced by 9P�is S�urity Instnament. whether or not then due, with any excess paid to Borrower. IP Borrower abandons the -�--
<br /> ;,��� Property,or does not answer within 30 days a natice from Lendrr that the insuranse carrie�has offered ro settle a claim,then °_
<br /> �`s;;.� Lender may coilea the insorance praceeds. Lender may use the pmceeds to repair or restore the Property or to pay sums —_
<br /> li secnred by this Secvrity Inswcnent,wttether or not then due.The 30-day period will begin when the nottce is givea. =—
<br /> `��•:-: Unless LRnder and Bocrower aiherwise agree in writing, any application of pmoeeds to prinsiQal shall not eatend or ._.-_�_-
<br />; . ��� postpone�he due date oe'the monihly payments referred to in paragcapt�s 1 and 2 or change the acnount of the payments. If !_�-=----r°_-�=
<br /> uryder paragraph 21 the Praperty is aoquired by Lender, Borrower's right to any insurunce golicies an�procee�s resulting from '
<br /> li.y:,:
<br /> ' � dam� e to the Pro rior to the uisition shall ass m Leader to the eatent of the sums secuted by this Secnrity Lnstrumrat =��=-�:4:
<br /> S Pert3+P �9 P �'_�
<br /> ' immediately prier to the acquisition. ��""
<br />: ' ' 6.Oocupxnry,Presen+atfon,119atntenaace aad Praeestia�af the LysoPertYi Borrower's Loan App![cation;Y.easedtaids. ,�:���
<br /> �` � Borrower shall occupy,estzblish.and use the Property as Barrovr�s pursrapal residence within sixty days after the executie�� f�t:
<br /> this Security fnstrument and s�all coadnue to oa�upy the Fcv�erty as�rrower's principal residence far at least eae year afiez � `�'��`-:
<br /> .. the date of ocnepzncy,unless Y.ender athervvise agrees in cu�itiq„w[tic�consent shall not tie unreasaaably with���,or unless %'
<br /> . extenuating circa.mstances eaist which aze beyond Borrower's coni�[_ Borrower shall not destroy. damage .0 impair the _
<br /> � ' Propeny. allaw the Property to deteriorate, or commit waste on the�roperty. Eorrower shall 6e in default i��y forfeiture
<br /> . action or procee�ing,whether civil or ciiminal,is 6e�un that in Lenster's gaod faith jadgment could result in ferfeiture of the �
<br /> : Property or othenvise materisilly impair the lien created by Uvs Security Instrumeat or Letider's securiry inter�.J�aower tnay
<br /> cure such a default and reinstate,as provided in paragrapl�18,by causing the actiora or proceeding to be dis�rus�with a ntfing
<br /> that. in Lender's goad faith determinadon. prectades Fcrfieiture of the Borrower's interest in the P�operty�<��a:her macerial
<br />`:;„Y�,�.;,- impaimt�nt of the tien created by this SecUr.ity Instrument or I.ender's secnrity intemst. Botrower�1 also be in default if �A_
<br />,�'���'�;� Botrower,dnring the toan application pro��gave materially t'alse or inaccatate information or statem-:nts to Ixnder(ot faited �
<br /> .{�ifi�,,,'
<br />.�;�;;�,�; to provide I.ender«ith any rnatstial infonr,�laon)in can8e�tion with ti�.Eoan evidenced by the Note,including,bui not IimiL� „P_, -
<br />..:�;� to.representations conr,emia�13tsrrovier's occapancy af ti�e L=roperty as a principal residence.If this Security LsSit�ent is on� �'f 1
<br /> ':;;,�:� teasehold, Bomo�:�er shall cmm�ty with ali the provisiau�oi the lease. If Bormwer acquires fee title W t!'iri: �P�operty. tJt � � �;':
<br /> c:s,�;�; � __-.-:-:__:
<br /> . ��t� leasehuid and tC�fee titte shall not merge uriless Lende��;�es to the merger in writing. ---
<br /> , 9.protectEon oi Leader's Rights ia the Pcoperiy.If Borrower fails to perForm the covenants and agceements contained ia �'�°�
<br /> : this Security Instrument,or there is a legal proceedin�cE:at may signiticandy affect Lender's rights in th�Pro�erty(such as a °
<br /> ' -� pzoceeding in banlcruptcy.probate.for condemnation ac Cm..rfeiture or to enforce laws or regulations),then T.easi��ay do and �_
<br /> pay for whatever is necessary to protect the valae of tit�L�roperty and I.eatder's rights in the Property.Lendc-�"�•�iions may !
<br /> �:�<>;•`:' irtctade paying any sums secured by a lien which has priority over this Security Instrument. appearing ia cvurt, pay ing ��°-°
<br /> ���r���aj� reasonable auva�s�:s'fees a�entering on.1i�Pro�erty to make re�ai�. Alihough Lender may tn���ction uader this paragiapl� �
<br /> ��s,s� �� . �=.
<br />';',y:��:: ?.Lender does:v:n have to Qo so. __
<br /> ���•�.;�' Any amounts disbarsed by l.end�x nr�ader this par.,�{�7,,ah 7 su� become additiona►debi of Borrower secured by this �;uh:�;
<br /> '� �' Sewri ty Ins�umeni.Unless Borrower e.�G.ender agn�e r�,;,het t�..s of payment.these amounts shall bear inierest from the `�`'�'��"
<br /> 1
<br /> �.,'�,,4 date of disbursasnent at the Note rate a�u8 ���.all be pay�4e; with ini:c�-�t. upan notice from �.ender W Boaower requesting t�=
<br /> �' ''�, Payment.
<br /> � �s 8.Mort�rage insurance.lf Lertder rd��.is2d mortgage insurar�;�s a condition of making the loan secured by this Securitr.p. .
<br /> �I ;; Ir,,�rument. L�;r.rawer shap pay the premiums requite�to maintain the mortgage insurance in effect. If. for a�y reason, the is;,;m-`
<br /> curx�ge�:�r�ce coverage required by Lender laps��srr�ases to be in effect.Borrower shall pay the precr�in�required Eo '•`�'"'
<br /> ,-;�,•t obtain cover,,�cc:'substantially eqvivalent to the mortgage:nsurance�t�:��iously en effect.at a cost substantially equivalent to the . �
<br /> 'u��`��:'; wst to Borcn;«r�r af the mortgage insuranae�Sreviously in effect, fi+���an altemate mortgage irt.a��.*cr approved by Lender. If
<br /> <x1;�.}::. — —
<br /> t�,�� , substantially equivalent mortgage insurauc����erage is r.ot available,�orrower shall pay to I.end.�sach month a sum equal to
<br /> � f•� � one-tweifth oi the yearly mortgege insurrrto:,pre�um lu�sg paid by Borrower when the insurance coverngc lapsed or ceased to �—
<br /> �. ; be in etfect.Lender will accept,use and ret�in�i�cse pu}�rreents as a loss mserve in lieu of mortgage Bnsurance. Loss reserve �,�.--
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