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2011035 9. Protection of Lender's Interest in the Pro�rty and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this S�urity Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and s�uring and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. 5ecuring the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violaxions or dangerous condirions, and have utilities turned on or off. Although Lender may take action under ttris Section 9, Lender does not have to do so and is not uuder any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all acrions authorized under this �erion 9. Any amounts ctisbursed by Lender under this 5ection 9 shall become additional debt of Borrower securec� by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and sha11 be payable, with such interest, upon norice from Leuder to Borrower requesting paynient. If this Security Instrument is on a leasehold, Bonower shall camply with all the provisions of the lease. If Borrower acq,uires fe,e title to the Froperty, the leasehold and the fee titte shall not merge unless Lender agrees to the merger in writing. 10. Martgage Iasurance. If Lender required Mortgage Insuraa�ce as a co�ition of making the I.oan, Borrower sha.il pay the premiu� re�uired to maintain the 1VTortgage Iasurance in eff�t. If, for any reason, the Mortgage Insurance coverage required by Lencter ceases to be avaiiable from the mortgage insurer that previously provideci such insurance anc� Borrower was required to make separately dESignated payments toward the premiuins for Mortgage Insurattce, Bonower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent 1Vlortgage Insurance coverage is not available, Bonower shall continue to pay to Lender the arnount of the separately designated payments that were due when the inc�,ran� coverage ceased to be in effect. Lender witl accept, use and retain these payments as a non-refvndable loss reserve in Iieu of Mortgage Insurance. Such Ioss reserve shall be non-refimdable, notwithstanding ttie fact that the I.oan is ultimately paid i� fiall, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if NTortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer sel�ted by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender rec�uired Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments towarct the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refimdable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until terminatiou is required by Applicable Law. Nothing in this S�tion 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Bonower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on a11 such insurance in force from time to time, and may enter into agr�ments with other parties that shaze or modify their risk, or reduce losses. These agreements are on terms and condirions that aze satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NEl roat �l Page 8 of 15 initta�s: Form 3028 1/01 � � �. � :.1 ' \