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201�0344� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instcument and in any Rider executed by Borrower and ecorded with i� <br />���1 �-�3- ll <br />OHN R WARNER Date 5ANDRA J WARNE Date <br />INDIVIDUAL ACKNOWLEDGIVIENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was ac�owledged by JOHN R WARNER and SANDRA J WARNER, before me on <br />April 23, 2011. In witness whereo� I hereunto set my hand and, if applicable, my official seal. <br />My commission elcpires: � / t� ��.�� � . � �� <br />w <br />C�IEAAI. NOTARY- S�te of Nebraska <br />CHR(S L. KASKIE <br />My Camm. Exp. Oec. 29, 2012 <br />Hall County, NE <br />Identification Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal5avings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />� 2Q04-2010 Compliance Syatema, Inc. EEO&3158 - 2010.03378 <br />Consumea Real Estete - Security Inshvmeot DL2036 Page 5 of 5 a'R'a'•comP���� <br />