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<br />'INAL DOCS T7408 -01Y
<br />4101 WISEl RN BLVD BLDG 108
<br />SAN ANTONIO, TX 78251 -4200
<br />LPS57 ( Y 7
<br />[Space Above This Line For Recording Data]
<br />State of Nebraska
<br />FHA Case No. 321-3004821 951
<br />Loan No. 0321131161
<br />CLOSED -END FIXED RATE
<br />HOME EQUITY CONVERSION SECOND DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument" or "Second Security Instrument ") is made
<br />on 04/25/11 . The trustor is
<br />LARRY L. GIZINSKI, A MARRIED MAN
<br />whose address is
<br />2319 N ENGLZMAN ROAD , GRAND ISLAND NE 68803
<br />( "BOrnower"). The trustee is WELLS FARGO FINANCIAL NATL SK ("Trustee "). The beneficiary is
<br />the Secretary of Housing and Urban Development, whose address is 451 Seventh Street, S.W.,
<br />Washington, DC 20410 ( "Lender" or "Secretary"). Borrower has agreed to repay to Lender amounts
<br />which Lender is obligated to advance, including future advances, under the terms of a Home Equity
<br />Conversion Loan Agreement dated the same date as this Security Instrument ("Loan Agreement").
<br />The agreement to repay is evidenced by Borrower's Note dated the same date as this Security
<br />Instrument ( "Second Note "). This Security Instrument secures to Lender: (a) the repayment of the
<br />debt evidenced by the Second Note, with interest and all renewals, extensions and modifications of
<br />the Note, up to a maximum principal amount of
<br />ONE HUNDRED SEVENTY NINE THOUSAND FIVE HUNDRED FIFTY AND 00 /100
<br />Dollars (U.S. $ 179, 550.00 );(b) the payment of all other sums, with interest,
<br />advanced under Paragraph 5 to protect the security of this Security Instrument or otherwise due
<br />under the terms of this Security Instrument; and (c) the performance of Borrower's covenants and
<br />agreements under this Security Instrument and the Second Note. The full debt, including amounts
<br />described in (a), (b), and (c) above, if not due earlier, is due and payable
<br />or LUGUST 28TH , 2096 . For this purpose, Borrower irrevocably grants and conveys to
<br />Trustee, in trust
<br />First American Loan Production Services Nebraska HECM SwWW Security Ir*ftM d
<br />O 2008 First American Real Estate Solutions LLC
<br />FALPS# USM. 04= NMFL #8808NE Doc Id: QGNE Rev. 01/2010 Page 1
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<br />SAN BERNARDINO , CA 9241_____
<br />LPS57 ( Y 7
<br />[Space Above This Line For Recording Data]
<br />State of Nebraska
<br />FHA Case No. 321-3004821 951
<br />Loan No. 0321131161
<br />CLOSED -END FIXED RATE
<br />HOME EQUITY CONVERSION SECOND DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument" or "Second Security Instrument ") is made
<br />on 04/25/11 . The trustor is
<br />LARRY L. GIZINSKI, A MARRIED MAN
<br />whose address is
<br />2319 N ENGLZMAN ROAD , GRAND ISLAND NE 68803
<br />( "BOrnower"). The trustee is WELLS FARGO FINANCIAL NATL SK ("Trustee "). The beneficiary is
<br />the Secretary of Housing and Urban Development, whose address is 451 Seventh Street, S.W.,
<br />Washington, DC 20410 ( "Lender" or "Secretary"). Borrower has agreed to repay to Lender amounts
<br />which Lender is obligated to advance, including future advances, under the terms of a Home Equity
<br />Conversion Loan Agreement dated the same date as this Security Instrument ("Loan Agreement").
<br />The agreement to repay is evidenced by Borrower's Note dated the same date as this Security
<br />Instrument ( "Second Note "). This Security Instrument secures to Lender: (a) the repayment of the
<br />debt evidenced by the Second Note, with interest and all renewals, extensions and modifications of
<br />the Note, up to a maximum principal amount of
<br />ONE HUNDRED SEVENTY NINE THOUSAND FIVE HUNDRED FIFTY AND 00 /100
<br />Dollars (U.S. $ 179, 550.00 );(b) the payment of all other sums, with interest,
<br />advanced under Paragraph 5 to protect the security of this Security Instrument or otherwise due
<br />under the terms of this Security Instrument; and (c) the performance of Borrower's covenants and
<br />agreements under this Security Instrument and the Second Note. The full debt, including amounts
<br />described in (a), (b), and (c) above, if not due earlier, is due and payable
<br />or LUGUST 28TH , 2096 . For this purpose, Borrower irrevocably grants and conveys to
<br />Trustee, in trust
<br />First American Loan Production Services Nebraska HECM SwWW Security Ir*ftM d
<br />O 2008 First American Real Estate Solutions LLC
<br />FALPS# USM. 04= NMFL #8808NE Doc Id: QGNE Rev. 01/2010 Page 1
<br />
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