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2011033�� 9. Prot�tion of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proce�ding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Bonower has abandoned the Properly, then Lender ma.y do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including prot�ting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but aze not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attomeys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured posirion in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violarions or dangerous conditions, and have utiliries tumed on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agrced that Lender incurs no liability for not taking any or all actions authorized under this Secrion 9. Any amounts disbursed by I.ender under this Section 9 shall become additional debt of Borrower seeured by this Security Instrament. These aznounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Y.en.der to Borrower requesting payment. . If thrs Security InstnxmenY is on a leasehold, Borrower shall comply with all the provisions of the Iease. If Bonower acquires fee title to tbe Property, the leasehol@ and the fee ride shall not merge unless bender agsees to the merger in wriiting. 1A. Mortgage Iasurance. Tf �er rea}�ired Mortgage Ineseuane� as a cx�mi�cion of �aking the I.oau, HorFa�rer s�t p�y t� pre��ms rec�t�ired to �na'r.ntai,n the Mortgage Inserra�ace in effe.ct. If, for any re�son, t� Mogtgage �e� c�v�ge � bY �der c�ses to be �vailable frorce tbe martg�ge ins�res tisat P��Y P�vadec� �e ��d �orao�rea �vas reqr�ir�d to a�ke �garatelY �8�� I�Y�S t+�v� the premiums for Mortgage �, Hoarower shall pay the preem�t�ns regnired to vbtain coveaage s�bstan�ia�}r �iva�� to the 1Vlor�g�e F�r�ce grevio�sly in effecx, at a cosE substaYetialYy ea�vavate�t to the � Lo �cas�o� of � Mar�gage. �raace gr�ric►usiy uc effect, fro� aa altet�trate mortgage i�re� se�ec�� by �d�g. flf � Y' e�vr�er�t 1V�ortgage Insuratice eoverage is nat av�ahle, &�rro� ��ro�ue to pay to �der t�e anzorsrct o� the separately ctesignated payments ttiat wete due vv1� �e i� c�arveEage � to b� i.� effe�. I.esider vvii� accept, use and retasri these gayffie�s �.c a na�-xe�ie �ess rese�ve r�s P,i� af 11�oFtg�ge I�. SucFe ioss reserve sha� be imra-r�f`�.r�b�e, �t�t�staac�g t� �� t&e �.oan i�s u�tim�ely paid i�a �, aax3 Leader shal� aot be re�uire8 to pay Harrower aay interest or �ngs on such Ioss reserve. I.eac�er caII no Ionger rec�ire Ioss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lend�r requires) provided by an insurer selected by Lender again b�:omes available, is obtained, and Lencter requires separately designated payments towazd the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of, malcing the Loan and Bonower was required to make separately designated payments towazd the premiums for Mortgage Insurance, Bonower slaall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agre,ement betw�n Bonower and Lender providing for such terminarion or until terminarion is required by Applicable Law. Nothing in this S�tion 10 affects Bonower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any enrity that purchases the Note) for certain losses it may incur if Bonower does not repay the Loan as agreed. Bonower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements aze on terms and condirions that are satisfactory to the mortgage insurer and the other parly (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) lost t 1 Page 8 of 15 Initials: Fo�m 3028 1/01 � � . �