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<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on April 22, 2011. The grantors are DEWAYNE D
<br />DYMEK and RHONDA L DYMEK, f/k/a RHONDA AARTMAN, HUSBAND AND WIFE, whose address is
<br />113 STELLAR ST �dR Nebraska 68810-9732 ("Bonower"). Borrower is not necessarily the same as tUe Person
<br />or Persons who sign. the Note. The obligations of Borrowers who did not sign the Note are explained further in the
<br />section titled Successors and Assigns Bound; Joint and Several Liability; AccommodaHon Signers. The
<br />tiustee is Arend R Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee").
<br />The beneficiary is Home Federal Savings & Loan Association of Grand Island, which is organized and existing
<br />under the laws of the United 5tates of America and whose address is 221 South Locust Street, Graud Island,
<br />Nebraska 68801("Lender"). DEWAYNE D DYMEK and RHONDA L DYMEK owe Lender the principal sum
<br />of Thirteen Thousand Three Hundred Eighty-three and 96/100 Dollars (iJ.S. $13,383.9�, which is evidenced
<br />by the note, consumer loan agreement, or similar writing da.ted the same date as this Security Instrument (the
<br />"Note"), which provides for monthly payments ("Periodic Payments"), with the full debt, if not paid earlier, due
<br />and payable on October 27, 2016. This Security Instrument secures to Lender. (a) the repayment of the debt
<br />evidenced by the ATote, with interest, and all renewals, extensions and modifications of the Note; (b) tlie payment
<br />of all other sums, with interest, advanced to protect the security of this Security Instrument under the provisions of
<br />the section titled Protection of Lender's Rights in the Property; and (c) the performauce of Bozrowez's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Botrower, in
<br />consideration of the debt and the trust herein created, irrevocably gants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in the COUNTY of HALL, State of Nebraska:
<br />Address: 113 STELLAR 5T, Alda, Nebraska 68810-9732
<br />Lega1 Description: LOTS TWENTY (20) AND TWENTY-ONE (21), ARGO SECOND
<br />SUBDIVISION, VII.LAGE OF ALDA, HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the properiy, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Properiy is unencumbered, except for encumbrances of record.
<br />Bonower wanants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record
<br />Borrower and Lender covenant and agree as follows: ,
<br />Payment of Principal and Interest; Prepayment and Late Charges. Bonower shall prompfly pay wh'en due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as a11 applicable �na1, non-appealable judicial opinions.
<br />Funds for Taxes and Insurance. At Lender's request and subject to Applicable Law, Bonower shall pay to
<br />Lender on the day periodic payments aze due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
<br />yearly taaces and assessments which may attain priority over this Security Instrument as a lien on 1he Property; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (fl
<br />any sums payable by Borrower to Lender, in accordance with the provisions of the paragraph tifled Mortgage
<br />Insurance, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items."
<br />Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender far a
<br />federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate
<br />Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ("RE5PA"),
<br />unless another Applicable Law that applies to the Funds sets a lesser amount. If so, Lender may, at any time,
<br />collect and hold Funds in an amount not to exceed the lesser amoun� Lender may estimate the amount of Funds
<br />due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in
<br />accordance with Applicable Law.
<br />� 2pU4•201U Compliance Syateam, I�. EE9B-A6EF - 2010.03.378
<br />Co�er Real Estata - Seauity Inatrumeat DL2036 Page 1 of B �'�'.���°���
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