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201�03�2� (C)"Lender"is WELLS FARGO BANK, N.A. Lender is a National Association organized and existing under the laws of THE IINITED STATES OF AMERICA Lender's address is P• 0. BOX 5137 DES MOINES, IA 50306-5137 Lender is the beneficiary under this 5ecurity Instnunent. (D) "Trnstee"is �LLS FARGO FINANCIAL NATL BNR (E) "Note"means the promissory note signed by Borrower and dated ��L 28 , 2011 . The Note states tha.t Borrower owes Lender TG10 HUNDRED THIRTY-FIVE THOUSAND SIX IiUNDRED AND NO/100 Dollars (LJ_S. $****235, 600 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than �Y 1, 2041 . (F) "Property"means the property that is described below under the heading "Transfer of Rights in the Properly.° (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrumnent, plus interest. (H) "Riders"means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Bonower [check box as applicable]: � Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider � Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider 0 VA Rider 0 Biweekly Payment Rider � Other(s) [specify] (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (� "Commnnity Association Dnes, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Bonower or the Property by a condominium association, homeowners association or similar organization. (I� "Electronic Funds Transfer" means any transfer of fi�nds, other than a transaction originated by check, draft, or similar paper instnunent, which is initiated through an electronic terininal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfets, and automated clearinghouse tiansfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "MiscellaneonsProceeds"means any compensation, settlement, award of damages, or proceeds paid by any third parly (other than ina„rr�ce proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (1� "Mortgage Insurance" means �na�rance protecting Lender against the nonpayment of, or default on, the Loan. NEBRASKA- Single Family - Fannle Mae/Freddle Mac UNIFORM INSTRUMENT �-6(1�E� (0611) Page 2 of 15 Initials: � FOrfYI 3028 1/01 �T