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�Q1103�9G
<br />Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender
<br />may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time. Any such waiver may
<br />only be in writing. In the event of such waiver, Bonower shall pay directly, when and where payable, the amounts due
<br />for a.ny Escrow Items for which payment of Funds has been waived by Lender and, if Lender requires, sha11 furnish to
<br />Lender receipts evidencing such payment within such time period as Lender may require. Borrower's obligation to make
<br />such payments a.nd to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this
<br />Security Instrument, as the phrase "covenant and agreement" is used in Section 9. If Bonower is obligated to pay Escrow
<br />Items directly, pursuant to a waiver, and Bonower fails to pay the amount due for an Escrow Item, Lender may exercise
<br />its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender
<br />any such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in a.ccordance
<br />with Section 15 a.nd, upon such revocation, Borrower sha11 pay to Lender a11 Funds, and in such amounts, that are then
<br />required under this Section 3.
<br />Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the Funds at the
<br />time specified under RESPA, and (b) not to eJCCeed the maximum amount a lender can require under RESPA. Lender
<br />shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future
<br />Escrow Items or othervvise in accordance with Applicable Law.
<br />The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity
<br />(including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan Bank. Lender
<br />shall apply the Funds to pay the Escrow Items no later tha.n the time specified under RESPA. Lender sha11 not charge
<br />Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items,
<br />unless Lender pays Bonower interest on the Funds and Applicable Law permits Lender to make such a charge. Unless
<br />an agreement is made in writing or Applicable Law requires interest to be paid on the Funds, Lender shall not be required
<br />to pay Borrower any interest or earnings on the Funds. Bonower and Lender can agree in writing, however, that interest
<br />shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds as required
<br />by RESPA.
<br />If there is a surplus of Funds held in escrow, a.s defined under RESPA, Lender shall a.ccount to Bonower for the excess
<br />funds in accordance with RESPA. If there is a shortage of Funds held in escrow, as defined under RE5PA, Lender shall
<br />notify Borrower as required by RESPA, and Bonower sha11 pay to Lender the amount necessaty to make up the shortage
<br />in accordance with RESPA, but in no more than 12 monthly payments. If there is a deficiency of Funds held in escrow,
<br />as defined under RESPA, Lender sha11 notify Bonower as required by RESPA, and Borrower shall pay to Lender the
<br />amount necessary to ma.ke up the deficiency in accorda.nce with RESPA, but in no more than 12 monthly payments.
<br />Upon payment in full of all sums secured by this Security Instaument, Lender shall promptly refund to Borrower any
<br />Funds held by Lender.
<br />4. Charges; Liens. Borrower shall pay a11 taxes, assessments, charges, fines, and impositions attributable to the Properiy
<br />which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and
<br />Community Association Dues, Fees, and Assessments, if any. To the extent that these items are Escrow Items, Borrower
<br />shall pay them in the ma.nner provided in Secfion 3.
<br />Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees
<br />in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as
<br />Bonower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien
<br />in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings
<br />are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement
<br />satisfactory to Lender subordina.ting the lien to ttris Security Instrument If Lender determines that any part of the Property
<br />is subj ect to a lien which can attain priority over this Security Instrument, Lender may give Bonower a notice identifying
<br />the lien. Within 10 days of the date on which that notice is given, Bonower shall satisfy the lien or take one or more of
<br />the actions set forth above in this Section 4.
<br />HCFG00359
<br />NEBRASKA�Single Famlly-Fannie MaelFreddie Mac UNIFORM INSTRUMENT Fortn 302@ 1/01
<br />VMP�
<br />Woltera Kluwer Flnancial Servicea 201704254.0.0.0.4002J20100902Y Page 4 oi 13
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