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❑ Adjustable Rate Rider <br />❑ Balloon Rider <br />❑ VA Rider <br />2011U329G <br />❑ Condominium Rider � Second Home Rider <br />❑ Planned Unit Development Rider ❑ 1-4 Family Rider <br />❑ Biweekly Payment Ride�r ❑ Other(s} jspecify] <br />(I} "Applicable Law" means all controlling applicable federal, sta,te and local sta.tutes, regulations, ordinances and <br />administrative rules and orders (tha.t have the effect of law) as well as aIl applicable final, non-appealable judicial <br />opinions. <br />(� "Community Association .Dues, Fees, and Assessments" means all dues, fees, assessments and other charges fhat <br />are imposed on Borrower or the Property by a condominium association, homeowners associafion or similar organization. <br />(I� "Electronic F'unds Transfer" means any transfer of funds, other than a ttansa.ction originated by check, draft, or <br />similarpaper inshument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic <br />tape so as to order, instruct, or authorize a financial institution to debit or credit an account Such term includes, but <br />is not limited to, point-of-sa.le transfers, automated teller machine transactions, transfers initiated by telephone, wire <br />transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(Nn "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any <br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or <br />destruction of, the Property; (ii) condemnation or other talcing of a11 or any part of the Property; (iii) conveyance in <br />lieu of condemna.tion; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N} "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus <br />(ii) any amounts under Section 3 of this Security Inst�umen� <br />(P) "RESPft " means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et sec�.) and its implementing <br />regulation, Regulation X(24 C.F.R Part 3500), �.s they might be amended from time to time, or any additional or <br />successor legislahon or regula.tion that governs the same subject matter. As used in this Security Instrument, RESPA <br />refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the <br />Loan does not qualify as a"federally related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any pariy that has taken title to the Praperty, whether or not that party <br />has assumed Borrower's obligations under the Note and/or this Security Instrument. <br />Transfer of Rights in the Properiy. This Security Instrument secures to Lender: (i) the repayment of the Loan, and <br />all renewals, �tensions and modifica.tions of the Note; and (ri) the performance of Borrower's covenants attd agreements <br />under this Security Instxument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in <br />tru.st, with power of sale, the following described property located in the County [Type of Recording Jurisdiction] of Ha11 <br />[Name of Recording Jurisdiction] Lot Four (4) and the Westerly Six (6j feet of Lot Five (5), Wiese Subdivision, City af <br />Grand Island, Hall County, Nebraska. <br />Parcel ID Number: 400139332 which currently has the address of 2134 W 13th ST [Stteet] GRAND ISLAND [City], <br />Nebraska. 68803 [Zip Code] ("Property Address"): <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and aII easements, appurtenances, <br />and fixtures now or hereafter a part of the property. All replacements and additions sha11 also be covered by this Security <br />Instrument, All of the foregoing is referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to gra.nt <br />and convey the Property and that the Property is unencumbered, except for encumbzances of record. Bonower warrants <br />and will defend generally the title to the Properiy against all claims and demands, subject to any encumbrances of record. <br />HCFG-00359 <br />NEBRqSKASingle Femfly-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP� <br />WolOera IauwerFlnencial Servicea 201104284.0.0.0.4002J20100902Y <br />Form 3028 1l01 <br />Page 2 of 13 <br />