❑ Adjustable Rate Rider
<br />❑ Balloon Rider
<br />❑ VA Rider
<br />2011U329G
<br />❑ Condominium Rider � Second Home Rider
<br />❑ Planned Unit Development Rider ❑ 1-4 Family Rider
<br />❑ Biweekly Payment Ride�r ❑ Other(s} jspecify]
<br />(I} "Applicable Law" means all controlling applicable federal, sta,te and local sta.tutes, regulations, ordinances and
<br />administrative rules and orders (tha.t have the effect of law) as well as aIl applicable final, non-appealable judicial
<br />opinions.
<br />(� "Community Association .Dues, Fees, and Assessments" means all dues, fees, assessments and other charges fhat
<br />are imposed on Borrower or the Property by a condominium association, homeowners associafion or similar organization.
<br />(I� "Electronic F'unds Transfer" means any transfer of funds, other than a ttansa.ction originated by check, draft, or
<br />similarpaper inshument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic
<br />tape so as to order, instruct, or authorize a financial institution to debit or credit an account Such term includes, but
<br />is not limited to, point-of-sa.le transfers, automated teller machine transactions, transfers initiated by telephone, wire
<br />transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(Nn "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any
<br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or
<br />destruction of, the Property; (ii) condemnation or other talcing of a11 or any part of the Property; (iii) conveyance in
<br />lieu of condemna.tion; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N} "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus
<br />(ii) any amounts under Section 3 of this Security Inst�umen�
<br />(P) "RESPft " means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et sec�.) and its implementing
<br />regulation, Regulation X(24 C.F.R Part 3500), �.s they might be amended from time to time, or any additional or
<br />successor legislahon or regula.tion that governs the same subject matter. As used in this Security Instrument, RESPA
<br />refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the
<br />Loan does not qualify as a"federally related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any pariy that has taken title to the Praperty, whether or not that party
<br />has assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />Transfer of Rights in the Properiy. This Security Instrument secures to Lender: (i) the repayment of the Loan, and
<br />all renewals, �tensions and modifica.tions of the Note; and (ri) the performance of Borrower's covenants attd agreements
<br />under this Security Instxument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in
<br />tru.st, with power of sale, the following described property located in the County [Type of Recording Jurisdiction] of Ha11
<br />[Name of Recording Jurisdiction] Lot Four (4) and the Westerly Six (6j feet of Lot Five (5), Wiese Subdivision, City af
<br />Grand Island, Hall County, Nebraska.
<br />Parcel ID Number: 400139332 which currently has the address of 2134 W 13th ST [Stteet] GRAND ISLAND [City],
<br />Nebraska. 68803 [Zip Code] ("Property Address"):
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and aII easements, appurtenances,
<br />and fixtures now or hereafter a part of the property. All replacements and additions sha11 also be covered by this Security
<br />Instrument, All of the foregoing is referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to gra.nt
<br />and convey the Property and that the Property is unencumbered, except for encumbzances of record. Bonower warrants
<br />and will defend generally the title to the Properiy against all claims and demands, subject to any encumbrances of record.
<br />HCFG-00359
<br />NEBRqSKASingle Femfly-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />VMP�
<br />WolOera IauwerFlnencial Servicea 201104284.0.0.0.4002J20100902Y
<br />Form 3028 1l01
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