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201103269 (C) "Lender"is �LLS FARGO BANK, N.A. Lender is a NATIONAL A330CIATION organized and existing under the laws of THE UNITED 3TATES Lender's address is P• O. BOX 11701, NEWARR, NJ OT1014701 Lender is the beneficiary under this Security Instrument. (D) "Trustee"is JELLS FARGO E'INANCIAL NATL BNK C/O SPEC. SERV., PO BOX 3155T, BILLINGS, MT 59107 . (E) "Note"meansthe promissory note signed by Borrower and dated NOVEDIDER 16, 2010 . The Note states that Bonower owes Lender ONE HUNDRED THSRTY SIX THOUSAND EICHT HUNDRED FIE'TY AND 00/100 Dollars (U.S. $****136, 850 . 00 ) plus interest. Bonower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later tha.n DECII�ER 01, 2040 . (� "Property"means the pmperty that is described below under the heading "Transfer of Rights in the Property." (G) "Loan"means the debt evidenced by the Note, plus interest, any prepayment chatges and late charges due under the Note, and all sums due under this Security Insttument, plus interest. (� "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Bortower [check box as applicable]: 0 Adjustable Ra.te Rider � Condominium Rider 0 Second Home Rider ❑ Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider ❑ VA Rider � Biweekly Payment Rider ❑ Other(s) [specify] (n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrarive rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Bortower or the Property by a condominium association, homeowners association or similar organization. (I� "Electronic Funds Transfer" means any transfer of fimds, other than a transaction originated by check, draft, or similar paper insttvment, which is iniriated through an electronic terminal, telephonic inshument, computer, or magnetic tape so as to order, instruct, or authorize a fina.ncial instituYion to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfets, automated teller machine hansactions, transfers initiated by telephone, wire transfers, and automated cleatinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (Nn "MiscellaneousProceeds"means any compensarion, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i} damage to, or destrucrion of, the Property; (ii) condemnation or other taking of all or any pazt of the Properly; (iii) conveyance in lieu of condemnation; or (iv} misrepresentations of, or omissions as to, the value andlor condition of the Property. (1� "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. NEBRASKA- Single Family - Fannie Mae/Freddle Mac UNIFORM IIVSTRUMENT �-6(NE) �oe�a> Paga 2 of 15 IniUals: Forn13828 9/01