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20��0323� Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to J.�nder, but only so long as Bonower is performing such agreement; (b) contests the lien in gaod faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion ogerate to prevent the enforcement of the lien while those proceadings are pending, but only until such proceedings are concluded; or (c) s�cures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender detenanines that any part of the Property is subject to a lien which cau attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Withiu 10 days of the date on which that norice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Secrion 4. Lender may require Borrower to pay a one-rime charge for a real estate tax verification and/or reporting service used by Lender in connection with this L.oan. 5. Property Insurance. Bonower shall keep the improvements nov�t existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any ather hazards including, but not limited to, earthquakes and floocls, €or which Lender requires insurance. 'Fhis inscu'ance shall he maintained in the amounts (inctuding deductible Ievels) and for tke �riods that L,�tider requares. What Lender requires pursuant to ttee preceding sencences can ch�IIge during the term of the Loan. The insurazcce carrier providing the insurance shail be chos� �y �rrower subje.ct to Lender's right to disapprove Borrower's choice, which right shall aot be e�€ercisect t�reasoIIabIy. I.ender may require Sorrower ta gay, in conn�rion with this Loan, either: (a} � c>ne tit� charge for ftood zone detenminat�on, c�rti:fic�ia�a aud tracking services; or (b) a one-ti�e c,�ge far �� zone determination and certificattrna �riic.es and suhsec�uent charges each time remagpiugs or sim�at c,�ges occur vvhich reasonably rnight �ff�t such determinarion or certification. Borrower sfia� also i� respflnsihle for the payment af a�y fee.s imposec� by the Federal Emergency Managemern Age�cy iri co��;tion with the review of any ffo� �se c€e�erminarion resulting from an objectioa by Bonower. If Bonrower fails tv maintain any of the coverages described above, I.euder may obtain insurance coverage, at Lender's option and Borrower's expense. I.ender is under no obligarion to purchase an.y particular tyge oz amaurn of coverage. Therefore, such coverage sha1l cover Lender, but might or might not protect Borrawer, Borrower's equity in the Properiy, or the contents of the Progerty, against any risk, hazard ar liabitity and r�ight provide greater or lesser coverage than was previously iu effect. Borrower aclamwledg�s ti�at t�ie cc}st of the insurance coverage so obtained might sigaifi�ntly exceed the cost of inc,�rance �aE Barrower cauld have obtained. Any amounts d.isbursed isy �.ender under this Sectio�z 5 shall become additionat debt of Borrower secured by this Security Instr�ment. �"hese amvuIIts shall t�ear interest at the Note rate from the date of disbwsement and shall be payable, vvith such �uterest, upo� norice from Lender to Borrower requesting payment. All iasurance policies required by Lender and renewals of such policies sha�1 be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, anc� sha11 name Lender as mortgagee and/or as an additional loss payee. Lender sha1l have the right to hold tfie policies and renewal certificates. If Lender requires, Bonower shall promptly give to Lender alI r�ipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance catrier and Lender. Lender may make proof of loss if not made promptly by Bonower. Unless L,ender and Bonower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and L,ender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Properry to ensure the NEBRASKA - Singie Fami{y - Fannie MaeiFreddie Mac UIVIFORM INSTRUMENT �-61NE) (osit) Page6 of'15 inmais: Form 3028 1/01 � � . �