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20110322� (0) "Periodic Payment" means the regulazly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Secrion 3 of this Se�uzity Instrument. (F) "RESPA" means the Rea1 Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing reguladon, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that aze imposed in regazd to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (� "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender; (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Bonower's covenants and agreements under ctus Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, iv. trust, with power of sale, the following described property located in the County of Hall . [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] Lot Five (5), in Block Fourteen (14), in Gilbert's Addition to the City of Grand Island. Hall County, Nebraska. Pazcel ID Number: 40 013 415 2 823 W 13th St Grand Island ("Property Address"): which currently has the address of [saeet] (ciry], Nebraska 68801 [zip code� TOGETHER WITH all the improvements now or hereafter erected on the property, and atl easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instnunent. .All of the foregoing is referred to in this Security Instrument as the "Property," BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the ritle to the Property against all claims and demands, subject to any encumbrances of record. NEBRASKA - Single Femily - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6�NE) (08171 Pege 3 of 16 Initials: � Form 3028 1 /01