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2011032�� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />(Seal) <br />L OBERMILLER -Bonower <br />— � <br />-Bonower <br />� (Seal) <br />-Borrower <br />MULTISTATE PUD RIDER--Single Family <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3150 1l01 Page 3 of 3 <br />— (Seal) <br />-Borrower <br />— (S�� <br />-Borrower <br />— �S�) <br />-Borrower <br />DocMagtc � <br />www. docmagic. com <br />Us3150.rid.�i <br />