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NE 6$803 FOR RECORDER'S USE ONLY �� <br />FivE Po��rs BanrK �� <br />DEED OF TRUST <br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time 5400,000.00. <br />THIS DEED OF TRUST is deted April 26, 2011, among Brian Earnest, A Single Person, And Brad D. Earnest, A <br />Married Person, and Amy Earnest, His Wife ("Trustor"�; Five Points Bank, whose address is West Branch, <br />2009 N, Diers Ave., Grand Island, NE 68803 (referred to below sometimes as "Lender" and sometimes as <br />"Beneficiary"); and Five Points Bank, whose address is P.O Box 1507, Grand Island, NE 68802-1507 (referred <br />to below as "Trustee"). <br />CONVEYANCE AMD GRANT. For valuable consideretlon, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the trenetit of <br />Lender as Beneficiary, all of Trustor's right, tltle, and lnterest in and to the following described real proparty, together with all existing or <br />subsequently erected or affixed buildings, improvements and fixtures; ell easements, rights of way, and appurtenances; all water, water <br />rights and ditch rights (including stock in utifities with ditch or trrigation rights); and all other rights, royalties, and protlts relating to the real <br />property, including without timitation ell minerals, oil, gas, geothermal and similar matters, (th@ "Real Property") located in HALL <br />County, State of Nebraska: <br />The East Half of the Southeast Quarter (E1/2SE1/4) of Section Fourteen (14�, Township Nine (9) North, <br />Range Twelve (12) West of the 6th P.M., Hall County, Nebraska, lying North of the Interstate Highway <br />The Real Property or its address is commonly known as FQRMGROUND IN HALL COUNTY, NE, <br />FUTURE ADVANCES. In addition to the Note, this Deed of Trust secures aN future advances made by Lender to Borrower whether or not <br />the edvences are made pursuant to a commitment. Specifically, without limitetion, this Deed of Trust secures, in addition to the amounts <br />specified in the Note, all future amounts Lender in its discretion may loan to Borrower, together with all interest thereon; however, in no <br />event shall such future advances (excluding interest) exceed in the aggregate 3400,000.00. <br />Trustor presently assigns to Lender (also known as Beneflclary In thia Deed of Trust) all of Trustor's right, title, and interest in and to all <br />present and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial <br />Code security interest in the Personal Property and Rents. <br />THIS DEED OF TRUST, INCLUDING THE ASSIGIYMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL <br />PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS <br />UNbER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE <br />FOLLOWINQ TERMS: <br />TRUSTOR'S REPRESENTATIOiVS AND WARRAIYTIES. Trustor werrants that: (a) this Deed of Trust is executed at Borrower's request and <br />not at the request of Lender; (b) Trustor has the fult power, right, and euthority to enter into this Deed of Trust and to hypothecate the <br />Property; (c) the provisions of this Deed of Trust do not conflict with, ot result in a default under any agreement or other instrument <br />binding upon Trustor end do not result in a violation of any law, regulation, court decree or order applicable to Trustor; (d) Trustor has <br />esteblished adequate means of obtaining from Bor�ower on a continuing basis information about Borrower's financial condition; and (e) <br />Lender has made no representation to Trustor about Borrower (incfuding without Itmitetton the creditworthiness of Borrower). <br />TRUSTOR'S WAIVERS. Trustor waives all rights or defenses arising by reason of eny "one action" or "anti-deficiency" law, or any other <br />law which may prevent Lender from bringing any action against Trustor, including e claim for deficiency to the extent Lender is otherwise <br />entitled to a claim for deficiency, before or after Lender's commencement or completion of any foreclosure ection, either judiciafly or by <br />exercise of a power of sele. <br />