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20��03��0 (C� "Lender" is �LLS FARGO BANK, N.A. Lender is a NAT=ONAL ASSOCIATION organized and exisdng under the laws of 7.'Hr UN=TSD STATES Lender's address is P•0. BO]C 11701, NI�WARK, NJ 071014701 Lender is the beneficiary under this Securiry Instrument. (D) "Trustee" is �LLS FARGO FINANCIAL NATL 8NR C/0 SPEC. STRV., PO B03C 31557, BILLINGS, MT 59107 . (E) "Note" means the promissory note signed by Borrower and dated APRZL 25, 2011 . The Note states that Borrower owes Lender TN10 HUNDRED TWENTY THOUSAND AND 00/100 Dollars (U. S. $**** 2 2 0, 0 0 0. 0 0 ) plus interest. Bonower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than Mp+Y 01, 2 0 41 . (Fj "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under tlus Security Instrument, plus interest. (� "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: � Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider 0 Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider 0 VA Rider � Biweekly Payment Rider � Other(s) [specify] (n "Applicable Law" means all controlling applicable federal, state and local statutes, reguladons, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. (� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners associadon or similar organization. (I� "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. S�ch term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. . (Nn "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (1� "Mortgage Insurance" means insurance protecting Lender against the noupayment of, or default on, the Loan. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) I0811) Page 2 of 16 Initiala: Form 3028 1/01 L��