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�� <br />�� <br />� <br />N � <br />0 �� <br />� e <br />� e�. <br />W � <br />� �� <br />� .�� <br />�� <br />- <br />�� <br />�� <br />�� <br />�lfter Recording Return To: <br />HERITAGE BANK <br />� 800 W 3RD <br />)HASTINGS, NEBRASKA 68901 <br />7 Loan Number: 6850300762 <br />MIN: 100021268503007 623 <br />DEFINITIONS <br />DEED OF TRUST <br />��` � <br />� ' <br />�° � <br />r �-� d <br />`-' �; o � � <br />� �'� <br />m <br />� �, _.� <br />� <br />--� <br />r� <br />�� <br />� � <br />� <br />c� �:`-`, <br />rn � .. <br />° S� <br />�-,.- <br />� <br />� <br />- v <br />� <br />r�.� <br />� <br />� <br />� <br />� <br />0 <br />� <br />C.1"1 <br />c� cn <br />o -� <br />C D <br />z --� <br />� m <br />� o <br />o � <br />-'� � <br />y r7� <br />A CT7 <br />r � <br />r � <br />� <br />� <br />� <br />� <br />� <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated APRI L 2 0� 2 011 , together <br />with all Riders to this document. <br />(B) "Borrower" is JOHN E. NOWICKI AND JENNIFER L NOWICKI HUSBAND AND <br />WIFE <br />Bonower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a <br />and existing under the laws of <br />Lender's address is 8 0 0 W <br />� <br />a � <br />^�t0� <br />� a <br />_ � <br />�� <br />'1 <br />� <br />[Space Above This Line For Recording Data] <br />3RD, HASTINGS, NEBRASKA 68901 <br />organized <br />c� <br />u <br />:�' <br />_. f <br />s <br />0 <br />fV <br />0 <br />r-�► <br />E-.+ <br />O <br />W <br />� <br />�-�7 <br />F-^� <br />.� g ,g'v <br />(D) "Trustee"is US BANK NA, p0 BOX 20005, OWENSBORO, KENTUCKY 42304-0005 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(N� "Note" means the promissory note signed by Borrower and dated APRI L 2 0, 2 011 . <br />The Note states that Bonower owes Lender ONE HUNDRED FI FTEEN THOUSAND AND <br />0 0/ 10 0 Dollars (U. S. $ 115 � 0 0 0. 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />MAY 1, 2021 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(I� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instrument that are executed by Bonower. The following Riders are <br />to be executed by Bonower [check box as applicable] : <br />❑ Adjustable Rate Rider <br />❑ Balloon Rider <br />❑ 1-4 F amily Rider <br />❑ Condominium Rider <br />❑ Planned Unit Development Rider <br />❑ Biweekly Payment Rider <br />❑ Second Home Rider <br />❑ Other(s) [specify] <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS DocMa�c� <br />Form 3028 1/01 Page 1 of 11 www.docmagic.com <br />Na3028.cvedxml <br />