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, "11. ..•1 . <br /> - � .. , ,i.'.-- <br /> . ��i- <br /> .'�� <br />.."� �� _ . ._ - - _. <br /> � , . , . <br /> � � 92- 1oss�� <br /> . (a) EftecNve Wte of Ch�o�a <br /> ,� A►�w inte�est rAte calculatcd in accorcances with Pangrapha(C)end(D)of thfa Rider wlli become effect[ve on the <br /> Change Dato. 8o�drower ahall mWce a payment in the new monthly amount beginnin�on tha frst payment date which occurs <br /> � u lea:t 25 d�ys�fter i�dar hu�iven Bormwer the notice of chan�es requimd by Parap�aph(F�of this Rider. Barower <br /> - -_ , .,. wheN heve no obtigadon to p�y my incre�►se in the monthly paYment amount cwlculated in accordunce wfth PAraBraPh(E)of <br /> � tht�Rider far any poyment date aocurring lecs than 23 days affter Lendar ha�given the roquired notice. If the monthly �� <br /> pnymeat amount eelculated in Aceordpnee with Parngrnpt�(E)of thic Rider deereased,but Lender failod to give timely ndice <br /> of the decr�ease and Barnwer made any monthly pnyment amounts exceeding the payment amount which should hava been <br /> slQted in a timely noticx,then Bmmwer has ihe option to either(i)demend the retum ta Borrower of any eacesa payment, <br /> with intercst the�on at the Note r�uo(a rata equal to thc intercst rate which�hould heve txcn at�ted in a timely nodce),or(ii) <br /> ___ request that any excess payment. with intercat thereon At the Note rate, be epplled as payment of principal. Lenderh <br /> obligation to rctum any excess payment with interest an demwid i��wt�ianable aven if the Note is otherwizo �i�ned <br /> befarc Uu demend for netum is mrde. <br /> BY SIUMNO BEL.OW, Hrnrower accepts and ag�ces to the tarms wid covenwnts contalncd in pA�cs i end 2 of this <br /> A�juatable Ww:Itider. <br /> _-- ANTHONY J NARANJO (Seal) `� (�1) <br /> _-° eortoasr � eormwsr _ <br /> S41oRfW M NARAN7O - (Stal) �� ��«) <br /> Bortower . Batow�r <br /> (Seal) «� <br /> Bamwer Bancwer <br /> .,�� <br /> -'� <br /> :'ma <br /> —:.uy <br /> �,.:.� <br /> ---'�� <br />._�ls 4� <br /> ��:.�� <br /> •F,-3 <br /> --`°�r�.y <br /> r i':A <br /> _ `� . <br />---.--.r.� <br /> _j.. <br /> ^S�Y - <br /> _.=a <br /> Y� <br /> _'".'� <br /> •'� <br />���'t,; <br />...�..SS Ir� <br />-_ L..�- <br />..J?i <br /> Yt. <br />�•�tLfd:� .�. <br /> . ."'r <br />�..j�t.;�y�. <br /> _�-.:^� _ —_. <br />.'.2�_^�•� <br />:^ �{"_ <br />. ���'.,.'.� <br /> u <br />-=-r±s 1 t <br />—_ ,.r.�� 1/tiRt:uf:puR�tl <br /> .4.�... �:. <br />..�-�� • -. <br /> ..:� • I <br />. <br /> .a . ._ . ._ . .. ._. <br />