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20�103132 (D) "Trustee" is CENTRIS FEDERAL CREDIT UNION,343 N 114TH STREET OMAHA, NE 68154 (E) "Note" means the promissory note signed by Borrower and dated April 15th 2011 . The Note states that Borrower owes Lender SEVENTY TWO THOUSAND AND NO/100 Dollars (U.S. $ 72,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than May 1st, 2026 • (� "Property" means the properly that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late chazges due under the Note, and all sums due under this Security Instrument, plus interest. (I� "Riders" means all Riders to this Security Instrument that aze executed by Borrower. The following Riders are to be executed by Bonower [check box as applicable]: 0 Adjustable Rate Rider � Condominium Rider � Second Home Rider � Balloon Rider � Biweekly Payment Rider 0 1-4 Family Rider � Other(s) [specify] � Planned Unit Development Rider MANUFACTURED HOME RIDER (n "Applicable Law" means a11 controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable fmal, non-appealable judicial opinions. (,n "Community AssociaHon Dues, Fees, and Assessments" means all dues, fees, assessments and other chazges that are imposed on Borrower or the Property by a condominium association, homeowners association or similaz organization. (I� "Electronic Funds 1�ansfer" means any transfer of funds, other than a transaction originated by check, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer or magnetic tape so as to order, instruct, or authorize a fmancial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated cleatinghouse transfers. (L) "Escrow Items" means those items that aze described in Section 3. (1Vn "Miscellan�us Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. �BR�lS�1 — Single Family — Fannie Mae/Freddie Mac UNIFORM INSl'RUMENT Form 3028 iNl �� GCC - G3028-02 (09/Ol) (Page 2 of 19) ��