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20110312 It'y <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Securi ment din any Rider executed by Borrower and recorded with it. <br />JOHN J SCHUYLER Date LIE K SCHUYLER Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA ) <br />COUNTY OF HALL ) <br />The foregoing instrument was acknowledged by JOHN J SCHUYLER and JULIE K SCHUYLER, before me <br />on April 14, 2011. In witness whereof, I hereunto set y--hand and, if applicable, my official seal. <br />~ <br />My commission expires: 5/10/2011 r <br />YER <br />WGENEML NOTARY - State of Nebraska CONSUMER LOAN OFF R <br />LISA R. MAYER Hall County, NE <br />Comm. Exp. May 10, 2011 Identification Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />© 2004-2010 Compliance Systems, Inc. EEOB-E367 - 2010.03.378 <br />Consumer Real Estate - Security Instrument DL2036 Page 6 of 6 www.compliancesystems.com <br />