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201103�0� Wells Fazgo Loan #: This document was prepared by: 7 Nihkitah Wilson Wells Fargo Horne Mortgage 3476 Stateview Blvd, MAC #X7801-03K Fort Mill, SC 29715 DEED OF TRUST This Deed of Trust ("Security Instrument") is effective Apri14, 2011, among the Grantor, KRISTEN M ACKERMAN, un-married, , and and and ,(herein "borrower"), FIRST AMERICAN TITLE INSURANCE COMPANY (herein "Trustee"), and the Beneficiary, The Secretary of Housing and Urban Development, whose address is 451 Seventh Street Southwest, Washington D.C., 20410-8000 (herein "Lender"). Borrower, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Ha11 County, NE: Which has the legal description of: See Attached Exhibit A Which has the Property Address of: 1118 W 8TH GRAND ISLAND NE 68801, Ta% ID 400105802 TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Security Instrument; and all of the foregoing, together with said property (or the leasehold estate if this Security Instrument is on a leasehold) are hereinafter referred to as the "Property". To Secure to Lender the repayment of the indebtedness evidenced by Borrower's note dated April 4, 201 l, and extensions and renewals thereof (herein "Note"), in the principal sum of Three Thousand Ten And 88/100 dollars ($3,010.88), with the balance of the indebtedness, if not sooner paid, due and payable on 06/O1/2035; the payment of all other sums advanced in accordance herewith to protect the security of this Security Instrument and the performance of the covenants and agreements of Borrower herein contained. Page 1 of 8 Initials