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� 9. Protection of Lender's Interest in the Prop�ty and Righta Under this Sewrity Instrnment. If (a) Borrower falls to perform the coveriants and agreements conta3ned in this Securlty Instrument, @) there is a legal proceeding that might signif3cantly affect Lender's interest in the Property and/or rights under tl�is Securlty Instrument (such as a proceed9ng in bankruptcy, probate, for condemnaflon or forfeiture, for enforcement of a lien which may atmin priorlty over dds Secarity Instrament or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or approprlate to protect Lender's inter�st in the Property and rlghts under this Security Instrument, lncluding protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a llen which ha - s pdodty over this Security Instrumenh, (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rIphts under this Security Instrument, including its secured pasition In a bankrui��3' Proceeding• Securing tiie Property includes, bnt is not llmited to, entertng the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violaflons or dangcrous conditlons, and have utilitfes turned on or off. Although Lender may take action under tlils Sectlon 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Secdon 9. Any amounts disbursed by Lender under this Secflon 9 shall become additlonal debt of Borrower secured by this Security Instrument. Th� amounts shail bear interest at We Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting gayment. If this Securlty Instrument is on a leasehold, Borrower shall comply wiW all the provisions of the lease. ff Borrower acquires fee tlde to the Property, the lea�hold and the fee 8tle shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insatance. If Lender required Mortgage Insurance as a condition of making the Loan, Bonower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by I.ender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premivms for Mortgage Insurance, Borrower shal� pay the premiums r�uired to obtain coverage svhstanflally equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selecfed by Levder. If scabstantially equivalemi Mortgage Imsnrance coverage is not available, Borrower shall continue to Fay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender wllI accept, use and retair► these paymettts as a non-refundable loss reserve in lieu af Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in fiill, and I.ender shall not be required to pay Borrower auy interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender re�uires) provided by an insurer selected by Lender again becomes ava�lable, is obtained, and I.ender requires ssparately designated payments toward the premilums for Mortgage Insurance. If Lender required Mortgage Insurance as a condi8an of making the Loan and Bonower was req� to make separately designated payments toward the premiums for Mortgage Insurai►ce, Borrower shatl pay the premiums required to maintain Mortgage Ir�surance in effect, or ta provide a non-refundable loss reserve, untll Lender's requirement for Mortgage Insurance ends in accordance with any wrltten agreement between Borrower and Lender providing for such termination or untll terminatton is requir�i by Applicable Law. Nothir►g in this Section 10 affects Borrower's obligaHon to pay interest at the rate pmvided in the Note. Mortgage Insurance reimburses Lender (or azry enttty that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total rlsk on all such insurance in force from Nme to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and condiflonc that are saHsfactory to the mortgage insurer and the other party (or partles) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage 3nsurer may have avallable (which may include funds obtained from Mortgage Insurance premiums). �1122399875 CitiMortgaga 3.2.45.41 V2 N�RASKA - Single Family - Fannle MaeiFnddle Mac UNIFORM INST'RUMBdT 9iS �.gq�� (�» v�e a ot u i�na�s: Form 3028 1/01