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<br />9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If
<br />(a) Bonower fails to perform the covenants and agreements contained in this Security Instrument, (b) there
<br />is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under
<br />this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for
<br />enforcement of a lien which may attain priority over this Security Instnunent or to enforce laws or
<br />regularions), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is
<br />reasonable or appropriate to protect Lender's interest in the Property and rights under this Security
<br />Instrument, including protecting andlor assessing the value of the Property, and securing and/or repairing
<br />the Property. Lender's acrions can include, but are not limited to: (a) paying any sums secured by a lien
<br />which has priority over this Se.curiry Instrument; (b) appeazing in court; and (c) paying reasonable
<br />attomeys' f�s to protect its interest in the Property and/or rights under this Security Instrument, including
<br />its secured posirion in a bankruptcy proceeding. Securing the Property iucludes, but is �t linzited to,
<br />entering the Property to make repairs, change locks, replace or t�ard up doors and windows, drain water
<br />from pipes, eliminate bu,ilding or other code violations or dangerous conditions, and have utiliries turned
<br />on or off. Although Lender may take acrion under this Section 9, Lender does not have to do so and is not
<br />under any duty or obligatian to do so. It is agreed that Lender incurs no liability for not taking any or all
<br />actions authorized under this Secrion 9.
<br />Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower
<br />s�ured by this Security Instrument. These amourns shal� bear interest at the Note rate from the dat� of
<br />disbvrsement and shatl be payable, with such interest, upon notice fram Lencier to Borrower re4nesting
<br />payment. .
<br />If thYS Security Inctr�,r►,�,,,x �� a leasehoid, Borrower shall compTy with all the grovisions of the
<br />lease. If Bosrower ac4t�ires fe� titte to the Property, the le,asehotd and the fee title shatl not merge untess
<br />Lenclet agrees to the �ergez ia v�riring.
<br />10. M�rtgage Tns�ractc� Tf �.ender requireet Mortgage Insvrance as a co�niition o€ making the Loan,
<br />Borrov�+er shail pay the grerni�avs require,d to maintain the 1Vlortgage Insuzaaice in effect. If, for any reason,
<br />the 1Vlortgage Insurance c,average required by I�nder � to be available from the nzortgage insUrer that
<br />previously provic3ed such inc►�, ;K►c� � Borrower was required tv malce separately designated payments
<br />towarct the premiums for lUiortgage Insuran�e, �orrower shatY pay the premiums required to obtain
<br />coverage substarnially equivalent to the Mortgage Insur�nce previously in effect, at a cost substantially
<br />equivalent to the cost to �orrowes of the Mortgage Insurance previously in effect, from an alternate
<br />mortgage insurer seiected by Lender. If substantially equivalent Mortgage Insurance coverage is not
<br />available, Borrower shall continue to pay to Lender the amount of the separately d�ignated payments that
<br />were due when the insu�ance coverage ceased to be in effect. Lender will accepE, use and retain these
<br />payments as a non-refundabte Ioss reserve in Iieu of Mortgage Tnsurance. Such Ioss reserve shall be
<br />non-refiuidable, notwithcran�ting the fact that the Loaz► is ultimately paid in full, and Lender shall not be
<br />required to pay Borrower any interest or earnings on sucfi Ioss reserve. Lender can no Ionger require loss
<br />reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires)
<br />provided by an insurer sele,cted by Lender again becomes available, is obtained, and Lender requires
<br />separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage
<br />Insurance as a condition of making the Loan and Bonower was required to make separately designated
<br />payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to
<br />�intain Mortgage Insurance in eff�t, or to provide a non-refundable loss reserve, until Lender's
<br />requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and
<br />Lender pmviding for such terminarion or until termination is re.quired by Applicable Law. Nothing in this
<br />Section 10 affects Borrower's obligarion to pay interest at the rate provided in the Note.
<br />Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it
<br />may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage
<br />Insurance.
<br />Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may
<br />enter into agr�ments with other parties that share or modify their risk, or reduce losses. These agreements
<br />aze on terms and conditions that aze satisfactory to the mortgage insurer and the other party (or parties) to
<br />these agreements. These agreements may require the mortgage insurer to make payments using any source
<br />of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage
<br />Insurance premiums).
<br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />�-6(NE)ros��l Paye8of15 m�ciais: Form3028 1/01
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