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20110305� (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under S�tion 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Secrion 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regvlation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regazd to a"federally related mortgage loan" even if the Loan does not qualify as a"fe�terally related mortgage loan" under RESPA. (� "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligarions under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This S�urity Instrument secures to Lender: (i) the repayment of the Loan, and all rene�vals, extensions and modifications of the Note; and (u) the performance of Borrower's covenants and agr�ments under this Security Instrument and the Note. For this purpose, Borrower inevacably grants and conveys to Trustee, in m�st, with power of sale, the following descn'bed property located in the County of Hall . [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] Lot Twenty Three (23) and the North Three (3) Feet of Lot Twenty-Four (24), West Lawn Addition to the City of Grand Island, Hall County, Nebraska. Pazcel ID Number: 40 0115 2 04 1820 N Huston Ave Grand Island ("Property Address"): which currently has the address of [�l [ciry�, Nebraslca 68803 ('eip coae7 TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Insrivment. All of the foregoing is refened to in this Security Instrument as the "Property." BORROWER COVENANTS that Bortower is lawful�y seised of the estate hereby conveyed and has the right to grant and convey the Properry and that the Properly is unencumbered, except for encumbrane� of re�ord. Borrower wanants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. IYEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMEWT �-6(NE) toai t1 Page 3 of 15 Initials: B � �� Form 3028 1 /01 +�