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20110303:
<br />1111058045
<br />14. Borrower's Right to Reinstate After Acceleradon. If Borrower meets certain conditions, Borrower shall have
<br />the right to have enforcement of this Security Instrun►ent discontinued at any time prior to the earliest of: (a) five days before
<br />sale of the Properry pursuant to any power af sale contained in this Security Instrument; (b) such other period as Applicable
<br />Law rnight specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security
<br />Instrument. Those conditions aze that Bonower: (a) pays Lender all sums whic�i then would be due under this Security
<br />Instr�ment and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c)
<br />pays all expenses incurred in enforcing this Security Insixument, including, but not limited to, reasonable attorneys' fees,
<br />property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the Property
<br />and rights under this Security Instrument; and (d) takes such action as Lender may reasonably require to assure that Lender's
<br />interest in the Property and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this
<br />Security Insixument, shail continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses in
<br />one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check,
<br />treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a
<br />federal agency, instn�mentality or entity; ox (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security
<br />Instrument and obligations secured hereby sha11 remain fully effective as if no acceleration had occurred. However, this right to
<br />reinstate shall not apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer; Not3ce of Grievance. The Note or a partial interest in the Note (together
<br />with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might result in a change
<br />in the emtity {known as the "Loan Servicer") that collects Periodic Payments due under the Note and this Security Instr�ment
<br />and performs other nnortgage loan servicing obligations under the Note, this Security Insttv�ment, an.d Applicable Law. There
<br />also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan
<br />Servicer, Borrower will be given written notice of the change which will sta.te the mame and address of The new Loan Servicer,
<br />the address to which payments should be made and any other information RESPA requires in connection with a notice of
<br />transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the
<br />Note, the mortgage loan servicing obligations to Bozrower will remain with the Loan Servicer or be transferred to a successor
<br />Loan Servicer and are not assumed by the Note purcha.ser unless otherwise provided by the Note purchaser.
<br />Neither Borrower nor Lender may commence, join, oa be joined to any judicial action (as either an individuaI litigant
<br />or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the
<br />other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or
<br />Lender has notified the other garty (with snch notice given in compliance with the requirements of Section 15) of such alleged
<br />breach and afforded the other party hereta a reasonable peziod after the giving of such notice to talce corrective action. If
<br />Applicable Law provides a time geriod which must elapse befare certain action can be taken, that time period will be deemed
<br />to be reasonable for purposes of thzs paragraph. The notice of accelera.tion and opportunity to cure given to Borrower pursuant
<br />to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and
<br />opporhanity to taYce corrective achon provisions of this Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances de�ned as
<br />toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline, kerosene,
<br />other flammable or t�xic petroleum products, toxic pesticides and herbieides, volatile solvents, materials containing asbestos or
<br />formaldehyde, and radioactive materials; (b) "Environmental La.w" means federallaws and laws of the jurisdiction where the
<br />Property is located that relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response
<br />action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental Condition" means a.
<br />condition that can cause, contribute to, or othen�vise trigger an Environmental Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or zelease of any Hazardous Substances, or
<br />�reaten to release any Hazardous Substances, om or in the Properiy. Borrower shall not do, nor a11ow anyone else to do,
<br />anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental
<br />Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely
<br />affects the value of the Property. The preceding two sentences shall not apply to the presence, use, or storage on the Properly of
<br />small quantiries of I3azardous Substances that are generally recognized to be appropriate to normal residenrial uses and to
<br />maintenance of the Property (including, but not lirnited to, hazardous substances in conswner products).
<br />Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit oz other action by
<br />NEBRASKA—Single Family—Fannie MaelFreddie Mac U1�TIFORM TNSTRUMENT
<br />Modified for VA
<br />+� 338.2 Page 10 of 12 Form 3028 LOl
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