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20i1029g� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />� (Seal) <br />TraCy A SC itt -eorrower <br />(Seal) <br />-Borrower <br />, (Seal) <br />-sorrower <br />(Seal) <br />-Bortower <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA, Hall <br />County ss: <br />On this 13 th day of Aqril 13, 2011 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Tracy A Schmitt, a Single Woman <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: <br />���-� <br />�I+IERAf.1�TAli�-�ate � I�aqta <br />UNOA M, QLAUSE <br />�Y Catmn. �. 2, 2014 <br />�. <br />ind M GIBUSe -Notary Public <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Fortns Inc. (800) 448-3555 <br />LFI#FNMA3028 4/02 Page 13 of 13 <br />