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20110296� 9. Protection of Lender's Interest in the Properiy and Rights Under tlue Security Instrument If (a) Borrower fails to perform the covenants and agceements contained in tUis Security r*+a+*��*^�nt, (b) there is a legal proceeding that might significanfly affect Lender's interest in the Property and/ot rights unda this Security Instrimment (such as a proceeding in banlauptcy, probate, for wndemnation or forfeiture, for enforcement of a lien wluch may attain priority oves this Secw�ity Inshumant or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under tlus Security Instrument, including protecting and/or assessin.g the value of the Property, and sacuring and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appeazing in court; and (c) paying reasonsble attorneys' fees to protect its interest in the Property and/or rights imder tkus Security Ins�umant, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make r�airs, change locks, replace or boazd up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under ttus Sedion 9, Lender does not have to do so and is not under any duty or obligarion to do so. It is agreed that Lender incurs no liability for not taldng any or all actions authoriud under this Section 9. Any amounts disbursed by Lender under this Secrion 9 shall become additional debt of Borrower secured by tkus 5ecurity Tnatn,m�t. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Bonower requesting payment. If tlus Security Instrument is on a leasehold, Borrower sLall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of malang the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Ins�sance covarage required by Lender ceases to be available from the mortgage insurer that previously provided such insisance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrowa sLall pay the premi�s required to obtain coverage substantially equivale,nt to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately desiguated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss resetve shall be non-refundable, notwithstanding the fact thaY the Loan is ultimately paid in full, and Lender shall not be required to pay Borrowet any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that I,ender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments towazd the premiums for Mortgage Ins�uance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately desiguated payments toward the premiums for Mortgage Insurance, Borrower s1�a11 pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such t�*+++�n�r;on or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the raYe provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may inc�s if Bonower does not repay the Loan as agreed. Boirower is not a pazty to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such ins�uance in force &om time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements aze on terms and conditions that are satisfactory to the mortgage insurer and the other pazty (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using auy source of funds that the mortgage insurer may have availahle (wlrich may include funds obtained &om Mortgage Insurance premiums). 10-12301 NEBRASKA - Single Family -Fannk MaalFroddie Mac UNIFORM INSTRUMENT WITH M�ERS �-BA(NE) (os10) Papee ot 15 �nkids: �/�_ Form 3028 1l01 � i� � �