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201102962 <br />(C� "Lender"is SIRVA Mortgnge, Iac. <br />Lender is a Corporatioa <br />organized and existing imder the laws of the State of Ohio • <br />Lender's address is 6200 Oak Tree Blvd. , Suite 300 <br />Iadapendence, O8 44131 • <br />(D)'Trustee"is Chicago Title iaeurance Compaay <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a sepazate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beueSciary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an <br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� 'Note" means the promissory note signed by Borrower and dated April 11, 2011 . <br />The Note states that Borzowei owes Lender two hundred tweaty-four thoueand aiae <br />hundred fifty aad 00/100 Dollars <br />(L7. S. $ 224, 950 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the de6t in full not later than May 1, 2031 . <br />(G) "Property" means the property thai is described below under the heading "Transfer of Rights in the <br />Property. " <br />(� "Loan" means the debt evidenced by the Note, plus interest, any prepayment cLarges and late charges <br />due under the Note, and all sums due under ttus Security Instrument, plus interest. <br />(n "Riders" means a11 Riders to this Security Instrument that aze eacecuted by Borrowet. The following <br />Riders are to be executed by Borrower [check box as applicsbleJ: <br />� Adjustsble Rate Rida � Condotninium Rida � Second Home Rider <br />� Balloon Rider � Planned Unit Development Rider 0 1-4 Family Rider <br />0 VA Rider � Biweekly Payment Rider � Other(s) [specifyl <br />Legal Deseziption <br />(� "Applicable Law" means all controlling applicable federal, state and local statutes, regularions, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable fina1, <br />non-appealable judicial opinions. <br />(I� "Community Assodation Dues, Feea, and Assessments" means all dues, fees, assessments and other <br />charges that aze imposed on Botrower or the Property by a coudominium association, homeowners <br />association or similaz organiTation. <br />(L) "Electronic F�nds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrnment, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. 54ich term includes, but is not limited to, point-of-sale �ansfers, automazed teller <br />machine transactions, transfers uritiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(11� "Escrow Items" means those items that aze described in Section 3. <br />(1� "Miscellaneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid undes the coverages described in Section 5) for: (i) <br />damage to, or destructaion o� the Property; (ii) condemnation or other taldng of all or any part of tiie <br />Properry; (iii) wnveyance in lieu of condemnarion; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condirion of the Property. <br />(0) "1�Iortgage Tnsurance" means ins�uance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />10-12301 <br />NEBRASKA - Single Family - Pannk MaelFreddk Mae UNIFORM INSTRUMENT WITH MERS <br />�-6A(NE)(osto) Paeezotl5 �n�t�als: Form3028 7I01 <br />�� y � <br />