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� _� <br />0 <br />� <br />YJ <br />. <br />� <br />� <br />� <br />= v <br />. <br />�= <br />} <br />� <br />� �. <br />'�� '"-` C> G � � <br />A � � �� � —i Q <br />= r r- � C D <br />� � - �, , -� a -� N � <br />� G �.. � - f Q C� v <br />H <br />� � S.'_ �7 O '''1 k � <br />v _ � %` Z ' � F-+ � <br />- „7i � m 0 <br />� � � r � N � <br />Z ( 1 i ° .'1 � ff� <br />0 7c �O � <br />r �� � � � F-+ <br />O � C7 � l--+ <br />Cn � <br />� <br />N � <br />e _ <br />� � <br />� <br />N <br />� � <br />� � <br />� <br />� <br />� <br />� <br />201102911 <br />�� `�� <br />� <br />DEED OF TRUST <br />THIS DEED OF TRUST is made on April 15, 2011 <br />The Trustor is «Stacey E. Monk» also known as Borrower. <br />The Trustee is the City of Grand Island <br />The Beneficiary is «Home Federal Bank», also known as Lender. <br />Beneficiary's address is «424 N. Waldo Ave., Grand Island, NE, 68803-4554». <br />Borrower irrevocably conveys to Trustee, in Trust, with power of sale, the following: <br />«Lots 176 and 177 Belmont Addition to the City of Grand Island, Hall County, Nebraska» <br />together with all the rents and profits therefrom and subject to easements and restrictions of record, if any. <br />Borrower owes Lender up to «$20,000», evidenced by Borrower' Note of even date, payable according to <br />the terms thereof. <br />This Security Instrument secures to Lender the Debt evidenced by said Note, the payment of all other sums, <br />with interest, advanced under the provisions hereafter to protect the security and the performancy of Borrower' <br />covenants and agreements. <br />Borrower covenants that Borrower is lawfully seized of such real estate and have the legal power and lawful <br />authority to convey the same and warrant and will defend title to the real estate against the lawful claims of all <br />persons. <br />BORROWER AND LENDER AGREE AS FOLLOWS: <br />1. Borrower shall pay when due, the principal and interest as provided in said Note. <br />2. All payments received by Lender shall be first applied to advances which may have been made by <br />Lender and then to interest due and last to principal due. <br />3. Borrower shall pay all general real estate taxes and special assessments against the property before <br />the same become delinquent. <br />4. If Lender determines that any part of the property is subject to a lien, which is or may attain priority over <br />this security instrument, Lender may give Borrower a notice identifying the lien and Borrower shall satisfy the lien <br />within ten (10) days. <br />5. Borrower shall keep the improvements on said premises insured against loss by fire and hazards <br />included within the term "extended coverage" for their insurable value and policies for the same shall include a <br />standard mortgage clause showing Lender herein. In event of loss, Lender may make proof of loss if not promptly <br />made by Borrower. Insurance proceeds shall be applied to restoration or repair of the property damaged, unless <br />both parties otherwise agree, except if restoration or repair is not economically feasible or Lender's security is not <br />lessened, otherwise said proceeds shall be paid m the debt herein, whether or not then due. Lender shall be listed <br />on such insurance policy as "Loss Payee". <br />Page 1 of 3 <br />