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<br /> � • , , Z+voEli�e vv,fc`H�u��e�vana�naM►oc i���er`aeaoa an 8ie pinpat�►.a�a�il e�sa�s,� - . ��_
<br /> and fucara mw a h e t s a i k r a prt o f t h e p�o p e n y. A l l i e p i x a e m e n t s a n d a d d i t i o n s s T W I a i s o 6 e c o v a��y t h i s S e c u n t Y �
<br /> - 't�oeae. AI[d tbe faie6oin�is�iened w in t6is Securiry Iro�wnak-as tbe"Aop�aty." , `. ' -< ` ,
<br /> . ` 80RROVYER QOYErIANfS fl�st Boncorrer is l�wfally seised of tbe estue liereby c�onveyed and l�as�the r�ght to gr�at '
<br /> - and convey tbe Ptopecty and t�t the Pt�pnty.is o�oc�bered,except for encum6rances of riecad. Ramnwer warru�ts�nd .
<br /> , w�t defdd.�enernUY the 6tk do the Ptapc�ty against all cl�ims and denwnds.subject�o an}�encum6e�nces of record. .
<br /> THIS SEClJRtTY [NSTRtIME1VT oom6ines uoifam oovemnts for nuional use a�d non-uiuform caven�nts wiW ,
<br /> �- --- lie�ted vxiations by jurisduxiad to crostituke a uaifo[m securiri!�nstnupeat cnver[ng RaI property. ' . -
<br /> ' (INIIaORM OOYENAI�lTS. Bnrtnwlr aod Iaader covea�nt and A$roe as folbws: , .
<br /> . � l._ ltiy�e�t d YrLcip�T a�d IMere�t:PreMlsnt s�d I.tte CI�'je+. Boimwa shall P�P�Y PnY�dne the
<br /> pr�aciPai of and iruaest on the debt ev�drncod by the Note and anY PRPaYment and tate charges due undecthe Note. .
<br /> � 2. I�IiM�tor'11��r�es aM,I�ra�ca Snbjxt w applicaWe law a w a wnuen wuver by Lender,Borrawer sh�ll pay to'
<br /> I.ender on ibe d�Y►�Y P�Y�a[e due under ihe Nate,until tb4 Note is(�aid in fuD,a sam("Funds")foe(a)Ysu[y �
<br /> , - taoces w!�ssesuea�ts whic6 may apsui pt�o�ity aver this Secuaty Insmnnent as a lieu at the Fmpecty:(b}Yeuly kasd�old.
<br /> pymeqts or,grotaid trnts on the P�vpercy, if auY:(�)Y�Y ���'P�P�Y �P���s; fd?Y�Y �
<br /> im�,ce p�antw�u. �f any, te)rea�y moR�e inu�ce p�ums.if any;.wa(��y��wy�te�►a«rower w
<br /> I�ender.in sccadance with the p�ovisions of paragnph 8,in 1ia!of tbe payment of rtartgage insuruxe p�emiwns. Tl�ese
<br /> tians a�caDed"Fxcov�Itaas." Lcnder msy.at any timt,coUect and hold Aunds in an amount not to excad t6e ma�immm .
<br /> ' artaunt s leuder for a fedeially nlated moRgage lou►may_requine iar Sormweris escmw sccount under iha.federal Real
<br /> Espte Setttemen[Pmcedu�es Acraf 1974 as amecded fconi ame w time,12 US.C.§26Ui er sfq.("RESPA'�.�less m�otha
<br /> � law tht�t�ppiks to tUe P1mds se��tesaer unau�C If so,Leoder msy,at aay time.collect tnd hold Fvnds in an art�ount not to
<br /> exoeed d�e lasec�ouut. I.tnder mry�te the amo�rut of�'w�ds due oa tbe buis of cume�st data and twsonabk
<br /> _ esdn�tes of expafdidms oP futuve Esemw Items or otlxnvise in accord�ncc with applicabk law.' '°
<br /> Tbe PI�Ms a1�11 I�held in an institutim wMse deposits ate inwrod by:s federai agpacy.insuuaxntality.a eatity
<br /> — (��acIudins Letder.if Lende[is aucb an instiwtio�}or in any Fedenl Hbme Loan Bank. Leader sb�U apply the Funds to PaY
<br /> tLe gscro�v Items. I.ender`msy not c6arge Bormwer fa lald'mg and applying the Ii�nds.aannally analyzing tGe escrow
<br /> axouat;or vuifying tbe L'scrow Items.uakss l.encler pays Barower:mterest on the Fvnds and appiicable law permits
<br /> = Lender m make such a charge. However,l.ender may requine Barower to pay a one-time chaige for an indeptndent tra!
<br /> astate tax npari»g senrice useQ by Lender in canneclion with d�is loan,uniess applicabte law piavides otherwise. Unless an
<br />_-° sgroement is made a app�Iicable taw requires intcrest to be paiA,I.eader sdail not be�to pay Boriower any inter+e.+�a -
<br /> `; eunings on the Funds. Bonower and I.ender may agree in writing,bowever,Biat inteiest shall be paid on the Funds. Lender � ..
<br /> • shali give to Bormwes.witt�out charge.an annual accourtting of the Funds.showing credits and debits to the Punds and tl�e
<br />;;.4 pi�cpose for which eaeh debit to tha Funds was made. The l�nds a�ptedg�as additiou3l serurity fur all sums sa�red by
<br /> - this Sccurity Insttumea�. •
<br /> __= If the`l�nds held lry Lender eaceed the amoun[s permitted co be held by applicable_law,t�ender shall account w
<br /> - Borrower far the eacess Funds ia accordance with[he requirements of appticable law. L°the amount of the Fuqds held by
<br />---j' Lender at any time is not suffic3eat to pay the Escraw Items when due,LCIK1Ei IRSy SO IIOp�BOROWEf ltl WtIUA$,and,in
<br />=�``= such case Bamwer shall pay to Lender the amount necessary to matce up che deficienc.y. Bomower shall tnake up the
<br /> �.���;T deticimcy�n no more than twelve monihty payments,at Lendet's soYe discretion. .
<br />- -'= Upa�paymem in fi�tl of aU sums secuned by this Security Insnvmen�I.ender shall pcomptly refund to Barower aay
<br />-- �'�. Funds hetd iry Lender. I�,under paragaph 21,Lender shall acquire or seU the Ruperty,Lender,prior to the acyuisition or
<br />, sale of the Pmperty,shall apply any Funds hetd hv I.ender at the dme of acqaisition or sale as a credit sgainst the sums
<br />_ sec�uied by this Security Insuumen� . C.
<br /> ' . 3. Application o�Pxyments. Unless applicabte !aw provides otherwise, all payments received by Lender under •
<br /> _�.�.:• paragtaphs 1 and 2 shall be applied:first,to any prepayment charges due undet the Note:second,to amounu payable under
<br />'-°=r_ paragraph 2;third,to interest due;facrth,to princrpal due:and tast,to any late charges due undcr the Note.
<br />-` - 4. Chsiraes;Liens. Borrowa shail pay all taxes, assessments.charges,fines and imposiGons attributabie to ttx
<br /> - Property.wluch may anain priority over this Securih Inswment,and leasehold payments or ground renu,if any. Borrower
<br />._��`,' shall pay these obligations in the manner provided in paragraph 2.ar if aot paid in that manner.Botrower shall pay them on
<br /> time directiy to tfic person owed payrtee�t. Borrower shall promptly fumish to Lender all notices of amotmts to be paid under
<br /> this parag�rra�h. if Borrower makes thes°,paymenu direcUy.Borrower shali pro����tly fumisb to l.ender r�ccipts evidencing
<br /> the paymenta , .
<br /> �;'' ;� Borrower slinll pmmpiy dischar�e any lien which has priority crwer this Security tt�strument unless Boaawer.(a)agcees
<br /> -- ln writing to the payment ot the obligation secured by a:'�e lien in a manner accepta6le to Lender.(b)contesu in good faith the
<br />�^�x� Nen by,or defends against enfoccement of the lirn i^.:Iegal proceedings wtuch in U�e Lender's opinion aparate to prevent the
<br /> �_��; - enforcernent af the tien;or(c)secures from the hoi�er of the tien an agreement satisfactory to l.ender subordinating the lien
<br /> �:=" to this 5e�.,-�ity Instrument. If Lender determines that any part��he Property is subject to a lien which may attain priortty
<br /> <A�` over this Security Instrumenl.Lender may give Bonower a notdr�e c3entifying the lien. Bonower shall satisfy the licn ar tahe ,
<br /> one or more of the activas set farth above within 10 days of the giving oF notice.
<br />-� . 5. Na�rd or Propest'Insueatice. Borrinver shall keep the impravements now existing or hereafter erected on the . �
<br /> • Property insured agairrst•toss by Pire,hazards included within the term°eatendcd coverage"and any other hazatds.includiag
<br /> , ftoals ur t]aading,far which f.ender requires insurance. This insurance sha11 be maintained in the amounts and for chx
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