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<br /> . , <� .' 'I�OC�`1�R WI7l��ali 1l�e imp+avdndKs ma`ot haeatk�aECted`d�tLe p[�cQeRy.and aIi e�a�3:sppuc�. .
<br /> .� <. �nd fixt�ai�Qw a ha�afta�p�d the propeecy._All ieplfoertKna sd addiaans s6all also be oovaed by t6is SecuMy
<br /> ' �11y0� l�Of�iC f01C�O10�1S IE�lICQ 1R�tb13 S`a'WI[yf�d�L�S t�1E~�[O�G[Iy� � , .
<br /> HORKQWFR COVENAI�I�S IbiE BO[lO�PEf 13 LWfY�Iy 5015Ea OIIIIC CSf�[2.'IIdCI1y CO1lYC3fEd 90d hi5111C�$�It LO�[1Ot . ,
<br /> `` `�CdllYE�!f�!'r�iil��lit t�C�Y js�.SxG�I fOl,G�q1m6C�1CCS Of ILCOid. BOROWt�WZti�Dt&iII� �
<br /> ' �vill defeed ga�rally tbe titie to the Property sgainst aU cl�idss aod demuds.snbjec't to�ry encumb�an�YS of ncorti. . .
<br /> 'IWS SFCIJRITY INSTRUMENT can6ines uaiform coveo�ots for nariooil use and�on-uaiform cove�taats•with ;
<br /> --� < <limtte�vuimaas Ey�nisdicdon to oonstitutc s unifaQm sacudcy ins�eat caveriag teal ptaperty. .
<br /> - � - iJN�RM CX;IWENAN'i'S. Saa�wer�odl.eada coven�at aad agroe ss foIlows: ` ' •
<br /> , L R��t ot Pri�ci/d a�i Lfe�s�t:PrepaYae�t a�Lsle C7�se�es. Bori�owa sha11 pc�npdY PiY I'�,dae the
<br /> , ptinc�pfil of sad inor�est an die Aeb evidei►eed by the Nae�nd anY p�epa5rment and lue charges due uader the Not�.
<br /> - 2: I�is iee'ho�atl L■ra�ee. Subject ta appl�..^�bie Lw a to�vvcitten waiver by Leoder,Harower sh�il PaY o0
<br /> L.adei m du daY�Y P�Y��due ander the Nate,umil t6e Note is pid ia f�il1,s sum I"���foc(s)yearlY
<br /> w�es�d assts�a�s�fiich mry auun prioritS►over this Security TnstrumenE u a liea on the Pmpnty:N)yarly 1�s�d
<br /> p�y�pents ar�asKt rants at tbe Prnperty.if�uny: (c7 Y�Y � or`propeRy ���.'pcemiams; (� ye�Y flood
<br /> in��t p+enumn9. if my;Ee)Y�Y�8a�P���if aay;�od(f}�m3►sums PxYabk by Bomawa to
<br /> L�ender.in socad�oce wdth d�e provisia�s of p�gnph 8.m lieu of tha pa►yment of mortgage insurance pramwns. 71xse .
<br /> i�ems are c�ited"Fscm�it�ems." Le�der may,ac aay time.collecE aod hoW Fiu�ds in an unouac nat to excad the maximum
<br /> ' . amoant a kader far•a fedeaJly nlat�od matgsge loan may requine fa Boii�nwa�s esenuw xcount�uider tbe€ederal Real
<br /> " gspte Seplemeat Prncodo�es Act of 1974 as amended itom time to tnne.i211.S.C.¢2601 et seq.�RFSPA"j,�s anotder
<br /> law W�t appliea to the Fiu�ds sets a tesset srtnua� If so.Lender may,at any time,cultcct aad hold�nds in�amaune not w
<br /> exoead the leaser amount. I�endet may atimate tbe auiaunc of Fi�Ms due on tbe 6asis arf c�ut+ent data and rason�bk
<br /> estiai�oes.of expeodituns of fuaa�e F.scrovt!Itans or otlxrwise in acca+d�nce wid�appIicabTe taw. � —
<br /> � 71r Fi�nds afr�ll be t�e1d in m institutioa wbose deposits a�e insutrd by a fade�al agency.insuume�►tality.or amty . -
<br /> . (including Lender.if L.a,der is s�f,an instimdon)or in�c►y Federal Home i.oau Builc. Lender st�tl appiy tl,e Fuads co pay . -
<br /> - tLe Esc�uw Iams.. Leader may not cb�rge Bamwer fa 1wWing�ad applying the Funds,am�a�liY anaIyiing the escroac _
<br /> - accotuit,oc verifying 8�e Fscrow Items.unless Leader pays Borrawer iaterest an the Funds aad applicable taw pemrits
<br /> - LeMier w makt such a charge. However,Leader may iequice Bormwer w pay a onatittje charge far an indcpendent ieal �
<br /> _ estau tax.npating ssrvice used 6y i.eader in caukctioa with this loan,.unless applicable law pravides oti�erwise. Ualess an �
<br /> - agoe�nent ismade or appllcable law requins imerest to 6e paid:Lender sl�aTl not be roquired w pay B'onoweratry interost ar ' --
<br /> _- ' eamings on the Funds. Barower aid Lender may agree in wnang,however.that interest sha[I be paid aa the Fimds. I:ender B°':
<br /> -_ shari give to B�ower.v�ntbout charge.an annual accoanting of the Funds.s6owing c�edits and debits w the Fuads and the =--
<br /> pu�pose fot wlnch eac6 deUft to the Fimds was made. 'Ii�e Funds ate pledged as�ional seetuity for all sams secured by ,_-
<br />_�,4: this Security Insuamc�nG . , „ __-
<br /> �: , � If tUe Punds heM by Lender excoed the amounts pem�iued w be held bp app}icable iaw,Lender shall account to -
<br /> �:: - Bamnwer for tbe excess Funds in accadance witb the rap�nts of appiicabte 1aw: If ttje�ount of the Fw�ds held by
<br />-_. I.encter at any time is not sufficient to pay the Escrow Items when due,I.ender may so notify Horrower in wriqng,and,in
<br /> _' such case Borrower shall pAy to Lender the flmount nxessaty to make up the�ciency. Hotzuwer.shall malce up ihe
<br /> ,�:� deficiency in no more than tweive monthty payments.at Lender�a sole discretion. " __
<br />_:-. vP�PaY�t ln fnil of all swas seruned by t6is Secority Insuu�mnb i.ender shall promptty refund cv Bocrower any :_:_.
<br />'� Funds held by I.ender. If,under paragraph 21,Lender shall acqaire or sell the Property.Lender,pnor to the acqnisition or -----
<br /> sak of the Pbperty,shall apply any Funds held by Leader at tliee dmc of acqutsition or sale as a credit against the sums c:�
<br /> �.,�
<br />..-. - secured by this Securiry Instrumen� �;_•
<br /> 3. Applicatiae ol Pt�qmeats. Untess applicable law provides otherwisc.ali payments received by Lender under � cf�;
<br /> ��, puagtaphs 1 and 2 shall be applied:firs�to any prepayment charges due under the Nae:secoad.to amounu payable under '�"J���
<br /> ��,,:.
<br />_ '.:.i puagapd 2;third.ta#nterest due;founh,to principal due;and las1.to any}ate charges due under fhe Nae. • �•=-
<br /> - 4. C6�es;Liaa Horrower shali pay all taxes, assessments.charges,fines and impositions attribntable to the �;__
<br /> - FmpeRy which may attain prioriry over this Security Instrumen�and leasehoid payments or g r o u n d rents,if any. Botrower �,�;:
<br /> :'_:��, sh�U pay these obligations in the mant►er ptovided in paragrapb 2,or if not paid in that manntr,Borrower sdall pay them an -
<br /> time dirrctty to the pe�sc�n owed payment. Borrower shall pmmptly fumisb to Lender ail natices of amounts to be paid under
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