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. • , <br /> � .. r . . —.� .. <br /> . � � --------—�_.��__,_ <br /> .. , <br /> . . , . . . . .: , <br /> . <br /> , �� �w� <br /> ,. <br /> . ..,�..__ . • � <br /> � <br /> . _......._._ . . _ . -------- -._� . � � <br /> ..__..__.w.Y_.___..._�___,_._— --.__.._._.____._. . - <br />_..�� �-- _ — -- <br /> ;, . . ` - <br /> • '< . . `� <br /> . �;_ <br /> - g�9 ����I �� � .. , ; ` ..����- <br /> ' �*� <br /> t .-,- ' ' � . � . <br /> F <br /> � � ; . . <br /> y . <br /> t �. <br /> ' . � LJNIFORM COWENANfS. Bosawer and l,ender c�nant aad a�ee as follaws: � ^ . : ^ : -- <br /> � � 1. Yaymwt a!Pt[ndpal on�In�ere.s�P�'ei�ymemi and I�te Ctiarg�. Borro�rer shall Promp2lY Pap w�de� , . . <br />' � ' princigal of and interest on the debt evidencedby the Note aad a�►pr�payment and 1a3e es dae aQder tbe Note. _ - . <br />� � 2. Ihads tor Teie�and Ins�rnns�. Subjeci toapplica�2e!aw ar to a written waiver�Laad�.Hosrower sbaffi pay - . � . .• - <br /> to Iender on the dap montbtq gaymeat are due under the Note.aat�u ti�IVote is gaid in faII,a suffi("Ptmds°)for. a)Yeat�y► •-: . .'•'' <br /> ' Eaus aad assessmen�s tahi�mz�y attain griurily over this S�y InsisumenL as a tien on the PmF��Y:� Y�► ' __ .� �---__ <br /> .. payments mrgronnd rents an the Properi�.if aa9+(c)3�arjy ha�d�praperty in.�aace premiams;(�year�y�oo�l insurance �= _.-�--s_ <br /> e ma e ms�uaace remn�s, if anY+ and(� aas!sums Pa9IIble bY Sorrowea to Lend�� '•'�'�' :''"`. _ <br /> • premias� if wY' � ) Y?a?dY rt8a8 P ...:.�i�'.1__>:..� -- <br /> accordance with t�e provinons of para�rapL 8,ia lieu of the papm�ent of mortga�e msurance premiums. 37�se ii�s are _;.y��� <br /> ' "Sscrow Items" Leader may,at any t�me,oollxd amd hold I�`anats ia an amo�t noi to esoeeS the masimum affio�t a lender -- <br /> ... for a federaIIy nlated martgage loaa maq require for Borro w da esceow a x o a n t u a d e r t h e f e d e x a l R e a l Fstate Settlemeat ,`��+w•� <br /> ,.�. Proced�es Aci of 1974 as amended from dme to ume, 12 US.G Secoion 2601 et seq._CRFSPA`�,mless another law tLat �� �� �••: - <br /> � �to ttu F�mds sets a�e.cser amonnt. If so,Leudea map,at az►y t�e,coRest and hold Fuads ia�amouni aot to eaceed ' '� . �.. ,';.;f,_ <br /> �er amoant Lender may est�ate the affiovni of Funds dae on the basis of c�rent data aad reasaaa�?e estin�tes of "' �:•_� ;.;`:�-` <br /> � esFenditmres of fattue F�srow IYems or othetavise in acc�sdance with a�pficable law. . �'�. � '� a' <br /> . The f�nds sha11 bs held'm aa iastitutinn whose degosits aze msured by s►federal ,instr�eal�y+oY enLiiY _ _ j��?'-:� '�, <br /> _- `.-� (�' rfiding i,ender:if LRnder is sech an uistitution)or ia an Federal Home L,oaa BanY. Len�er s app �kla�ds to pay ,.�, �..:�� <br /> h Y. . ._._-__� . �.--- <br /> , t�e gs�roav Items. I,ender may not c]�arge Boaower tor hoid�ag and agprymg tue F�nnn,�,���.a.�:�►►:,,.�.-ti . �_ :r. <br /> or veritgmg the Escrow Items,umless I.cnder Pays Bairower mterest ua the Funds and a�pficable law germits IIeader W mairre •.-�; --- <br /> sach a��. However,I.end�mayreq�ue Horrower W pay a oae-time char�e fos an mdependeni real estai:tag reportmg ` •��' � �kr: <br /> a <br /> seivice nsed�y Leader in conaec�on wi�thig loan,�m2ess applicable law provides otheswise. UWess an a�reemtat is made , .,..� . :.{,5.��:-- <br /> or applicable faw r e quires intex�est to be paid,I,ender shall aot be reqt�sed to pay Borrower�Y� d s.�I.e a d e r s b a II gi v e � , **••�.;: � <br /> F�m d s. B�rrower and Lender may agree II►writ�' however,t h a t i n ter e s t s h a ll b e p a i d o a t h e F II n t o , ; ,,•, i�..� <br /> to the Ft�s3s aa�the e for which r,''�:i}���,� ;� , <br /> Boaowerr withont��an anaual accoun3ing of the Fands�shmwing czedds and debits �°Stbis Secarity `_'" <br /> � earh deb�i to the Ftm was made. The Fimds are pledged as additional sec�i3y for aIl stm� s '''��.• , <br /> L11&�iliIIlOIIf. ..,%'r, � �3'�'r;;.:' <br /> ':,•, c"` ' ;:.- ��_ <br /> . . If t�e F�mds held is�L�nder esceed ihe amounts�e:mitted W be lneld��Plicable law,Lender��'aIl aocauat to ;q`.. <br /> m�t <br /> Ea�var far t�e eaxss Ftm�a accardance with ths r�aements of npplicab2e�la�. If the amaunt of the�da held lry �r�`.��, <br /> lxa�at aug¢m�"s noi��t W pay t14e Escrow Ite.ms when dme,II.e�3er may so notify B���in�,and,ia sr:c& ��-�� . ,� <br /> '.���r' case�orra�er s't�&i�ay W�..�'.,°i the amount necessa�y to make�a Y�d�cieney. �orrotver�l�ake up the defidt�c9 sm �-- � <br /> �``, : �; ,1�;'..;...:, <br /> ..o no more t2�aa r�va montL�.i'g iFaYm�at Lende�s so2e�scretion. - "` � - <br /> Ugon r,x��ent ia lw'1 uf aII snms secured tsy tl�s SecQn¢q insa�e�,i.ender sbaII pro�'�y'refand w Borrower any =i�r s, .,_ <br /> Faads heId by Lender. I��der Pas'agtaPb 21,I.ender sha11 acq�oire or seD the Property.l.ender��rwr.to tt�acqaisit�on az � ,1�__ <br />. �,,:���� sale of ihe Fm��3y.sbaD agplg any F�nds hetd isy Lender at t�e tmie of acqnisition oz sa2e as a cse...-i a�nst ths sQms sec�ed .;: � - <br /> k{' <br /> ,':t�� �� 3 Ag�'�atio 04 Fqyments. Unless apglicab2e ]aw provides othe=wise. a11 Payme� receivea 1+Y I.ender aas�er '`'. x��`::.". <br /> � .,,,._��:::-�°•-°-, <br /> F�P�1 a�.��Lall be applied: f�st,W aay P=ePaYmeni c�r�es dae tmder the Not�:seca��,to amounis payab2e under ..- :�ly y':```:'` <br /> . ,��."'aPh Z;t�,tn mieses3 dne;fomrth,to prmapal dme;and 1ast,to aa9late c1�8es dne�dea the Note. .�;5'_ � , -.. <br /> 4. CB�.'tg�s;Iieas. 1�a:c3rower sba�pay all t�e,�assessments,cha�Kes.�nes�d�posibions at4n a1�rA�to the Pcoperiy _ ';:.•.��,,..�- <br /> � �er sba11 "`° <br /> w�irh may a��iority ac��his Security Instrament,�3 teasehold payments�z�gaund renta, aay. PaY ` �..��- �.t. <br /> .r, �hese obli�aa���he manner provided ia paragte P h 2,or i f not pai d i�t ti a t man=�Soa o w e r s;a 9 g a y t�e��c a t�m e d i r e d t y ���--='_' <br /> h a <br />� �`�; to the person os�.�d paqment. Bonower shallpramptty famish to Lender aDnottcea cf amonnts tm6�: ss�this paragaph �„'°;.�,, <br /> : ;.� <br /> �'`�:f>!' If Baaower matces these gayments direcit7,Boaower shall promptly furnish to I.��recEipts�' M�:g tia2.4ayments. �,°�;=��----- - -- <br /> Bonowrs shall gromptIy discbarge any liea which�as priarity aver this Sec�:g Instrament�!ess Saa�.���: (aagcees ---- <br /> 1'� „ ia writ�g to the payraent of the obligation sewred by t1`���ia a manner acce�tab7e 4o a.eader,(b)contc��s�good�a�th the ._ <br /> tien by�or defends a�ainst enfarcement of the fien�,D�proc�eeding�which m t�Lender'sag�o n o��`r:cts prevent the ,_ _—_-_.` <br /> enforcemeni of the l�en;or(c)secares fze�ihe hol�v�the lien�n a�eement satisfa¢tory to Ieader subor�atmg the lien �•-�� <br /> � to this Secuniy Instrament. IfLender der�;n�t�,z ssr�part of the Propeaty is snb�ed to a kea cw�uarh may a�ain prioiitp over s:-:,: <br /> . ' t1�is Sacurity Cnstrument,Len��,�g give Banower�;rutice identifying the lien. onower s�satisfy t�e tien or ta�e one _, , .� _ <br /> � � .. cr�oTe of the adions set fa�m.u'�►r-�e wathin 10 daps aT ehe�vmg of notice. ;,• "T"';� ;•=:. <br /> ' S. H�ard or Ympmt;�insaeance. Soaawer s�all keep the improvemenb sow e�dsting or hereas•��eded on the ;�;,�,• . • <br /> " FropertY insared a�ms t las��fue,t�rds iacluded within the term"e�ended o�r-,re�age"and a�r other��ds,inclndiag i�a4�• + � �-` <br /> ftoods or IIood�,far wlnch Lender requaes ms¢r'ance. 'I'dig insurance sLall be man'—*^ed ia tL�e amonnts aad for the periods '3'`"`_-,.; � <br /> that Lendet re��es. The imsuraace cazne:providing the iasurance sball be chasen by Boaowea sabject to J.ender's approval �=-�_:`: <br /> ' . wl�ich s1�aD not be unreasonab2q cvitbheld. lf Hoirawer fa�7s to maintain wverage�c�'bed ahove�I.ender may,at Lender's `-� '�''�"T'- <br />