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<br /> �' tt Yeur'd'ceasu33 Inden-F2r�te Ceg�l — L,
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<br /> � �9�S ADJtJSTA�LE ItATE EtIDfiA is rn:.de thia t ST �y�q �C'C08ER � �_;
<br /> ,amd is incorporated into and shull be dseirted to amend und cup�la�ant the Mortg�e,Ds�d of �:_
<br /> � Tnist or Security Dced(th�"Se�uity Insuuina�t")of the same dase geven by tte undor�igrtcd(the"Borrower')to �';.
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<br /> vr �heB w�g Ad',�le Rate Nate i� °Nate"3 w
<br /> �ie�fluita9�n'�uiie�ng �nd loan Association of 8rtnd IstanA, AaOraat�, A FeEeret Sa�inflo 8enk �:_-
<br /> (the"Lesrd¢c")of the same date and oovering the property descriaed in the Secueity Ir,ri�rn:ment and lacaYed ac: �,-..
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<br /> �42� FARt'dSTEAd RD QRAND ISLAND. N�BRA�KA 6880t�t9728 �`��
<br /> [ProAettY AQd�ess'• —
<br /> THF NO'EE C0�7Ali�iS PR6ViS10NS A�i��NQ &A�1 CfrlkiYdC�.S 1['J YHE INYE��CSY �
<br /> RA'fE Ah'� T�IE MON'�HLY PA9fME�L1�1'. TWE MOl'� UPd:tT� TtiPc d1M0U!'dT 4NE �; :
<br /> BQiiR�W�i'$ Ihtg'EREST RAT� CAN CHAY+JQE A'� A�dY at+JE 'rtt'f11E A(11D TtiE ��.
<br /> MWtiMUPJt REa7E TEE�B�ARDi�YEf.9 MUST P,�1f. -_s
<br /> ADI➢ITIOI�IAB.COy�N�'S.In art�3iGnn to the cavenants and agt�ements mnds in the Seattity LLStiiime,ni. �
<br /> ' B�imwe.�ans}i,en�r fmther cuvenant an�zgr�e as f�tlu�rs:
<br /> l�,.W�RA'i�A2t'6���I�'��I.�i PAYN�*iT t�.'-1�iG�'S ra -
<br /> .f�� The Note pm��fvr an initial interest rase o� T•��� �.Ths AC�providcs Irr changes in
<br /> th:irr�se.at r��t the�eonthTty payments,zs.°alou s: :��
<br /> 4.IIV'i�R��Y'R�.T�Al'tiID S9l�DN't'b3I.�F��L•'�L�.'+�T't�E1NG�S �.�=
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<br /> ,,st t�3 C��-"� ,
<br /> ,.:, The intes�t t�I cvi!1 pay may chan��+jrs ti�e Hr�i dup a(i 4Jk3'fQ�t� 2004 ,and on t� , .I6;.:..
<br /> '��
<br />'';;s�.r; day every 12th manth�.er.Each date oa whic6 rog:irn�r�,t rste wui�i.''+��..^;e'rs called a"CGange Date." .
<br /> ;'�;�f
<br /> . . (t�)�'C2 dad�z
<br /> $egtrmin8 cv:ih tiie fitst Change Date.my Enr$�si agie cviiZ�o bt►�d on an lndex.'IYie "Index°is the weekiy
<br /> avern�e yIet�l on United States Treusury securitieb a�d,��stetl ta�a ca�'.aat�maturit3'of 2 year.as made available lsy ^
<br /> � !`.'' tht Fe�ecal Reserve Bo�rd.The mnst ceoent bn�dox�iguce availahE�as af the date 45 days before eaeh Change Date
<br /> ,. is callod the"C�rrent Index."
<br /> � If t6e Index is no longer availIIbto,tht�Nota Hoid¢r will choose a naw index wtuch is based upoa comparab2e '
<br /> info�on.The Note HoMer wilt give aro nfltice of¢his choice.
<br /> ;
<br /> • • . (CD Cukm7a4ton of Chan�c� '
<br /> � e eac6 Chango Date,ihe Nota�o�dor�v�1i�x�lenlate my new int�rest rat8�l�y zdding
<br /> � O�rcentqge point(s)( Z.000� �)w tbe CurreBL
<br /> InOes. The Note Holder ai�3•rhen rc�und tho�a�utti oF tfzkn addition to tha nearest ono-eightD of one perceAtag=.'
<br /> point(U.1255b).Sub}ec�t�Qte liuum statod�.a 6ection 4(�)6elow.this rounded amount�vill be my new interest r.
<br /> rzto antil th$r.�xes f�.i�vs�,�bate. . —
<br /> � . . The Note 1i.'u��i��till:lAca�detewina t�,e amaunt of�l;+e monihly paymsent that would be sufficieut to repaY ti� • �
<br /> on�aid priacipai�.:i ar�c�octad ta ow��at che Chau�:Date in full oa tiae Matvr.�ir,�Date at my new interest rs1�
<br /> . �. in su�taad�llY equal PaYme�s.The ies�lun€et►is caYcul�tion will be tbe�ew�zlaa��nt of my monthly pzyatent
<br /> �� ;,i (�)Idmits on Inte�3IIiste C6wtQcs � a 9.S00
<br /> ` The interest�te��requin:d w• ay at the fi�st Chaage Date will noe Be eatr.�t.iaa °6
<br /> . . or less than �.Thereafter,my intemst�will n�v+.m'Le iact�asad or daresis�i� —
<br /> • � •� at►y singic Ct�ange Data by�oro tQum two percentage�oints(2.0�)from the mte of interest I have been pa7i� �._.
<br /> �Y 12.500 �
<br /> . �y�� ere��tlei���'°o°tw°i����nevm��b��ower t�han�5.500�e. S6.
<br /> . ;' (�U''Pectioe Date oP 2�u�gc�
<br /> �� ;,. My new interesE rato wLU bwaocue effective on each C6ange Date.l vfi11 pay the am:ouni of my new monthly —
<br /> �: payment beginning on tho fuvi�c�tanthly payment date after the Change Date until the amount of my mantIsiy �
<br /> � payatent changcs again.
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<br /> �. �. (�NoHce ot CLnnges —
<br /> Tiie Note Halder tivill detiucr or mail to me a aatice of any ct�anges in my interest rute ami the amount of my
<br /> monthly payme�t�eforc thn�alt�ciive date of any change.The aotice tivill include ingormalion required by law ta �
<br /> be given me and al�a sha titlo and telephoae number of a person who will answer any question 1 may 6ave �
<br /> � t�egarding tha notioe. —
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<br /> N.ULTISTATE A13.RIi?8Wl1�qA7E itIDER-ARM 6�2-Singte Famity-Fannfe MaslFreddi�Mae Utiifam truUtmtint --
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