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r _, _ <br /> . ., - , ,. <br /> } �`:= _ � _- <br /> ` _ ".t _ '.�{� .Y . , � ..`r .sT — <br /> .[ . ` - . ' _ '' . ..� .. <br /> F . _ -.- --_ ' • `. — — —_ <br /> _ • - , `:4 • �� . � � . . ' . . . . � - � . - ._�. . . � . . .�. . _ <br /> �1.�.i' - -r. . - t _ . 1 � .' . ,. . - `. . _— '-i/Gs: i�D�� � , -_� <br /> .• .,. _ ,_ � . . � <. <br /> _ ; . TOGETFI�R WtfH sH the imprnvema�ts now or hereafter aec�od on the p�operty.and.al!euemd�ta.apPu�t�noa. . " . <br /> and fixa�nes aow oc hE�aftei a��ct o(d�e Qtvpe�ty.. A1i teplaoements aM addiaoqs sdall also 6e cove[ed by-tbis Se�pity . <br /> � inunnnen� Atl of tbe forego�n8 is e�efa�ned w in this Securiry L�snvment ss the"Ftop�ty." . <. � <br /> • . SORROWER COVENANT�ti�t Borrowes is tawfully seised of tht esnte beteby convtyod and ins Mt risht Ia gr�nt' <br /> - � `�nd coavey tbe Property and th�t die Ptopeny is�be�+ed.exapt for sneymb�es o�tecad Barnwer wamtus aud - , <br /> wt�l defmd gertewlly tlx 6tk to ttie Pmperty againsi allciaims titd�arandr.subjact m any mc�b[�xYS o�record. ' . ,. <br /> '1'EUS SEClTRi7'Y INS'TRUME1�Tf combines unifoisa covenanrs foc nuional use and;iwn-anifam coveaants wttd � � <br /> --� - lfmited vamtia�by jurisQiaion to co�tituse a�nfarsn security�t ruvaing rc�p�apaty, - _ .. - -- <br /> � iTN�ORM COVFNANIS.'$aemwer�ad Leadercoven�nt and agme as foIIows: � - - - � - -� . `- - - - <br /> � • L Plu�mcst'af Pri�dp�t a�d I�tecest,Preps]mnta�d E.tte CWt�cs.Bamwer st�11 prompdy pY when dne the < <br /> principal of aod inuatst on tde debt avidenced by the Note aad anY P�FaYment aad late charga dwe ondec t�e Nooe. < .. . <br /> 2 F�uwb tar'i�us ad Iawra�ca Subject to 9pplicabk law orto:arrittar waiver by Lenda,Basa+res abatl pay w , <br /> -- — • . Lendes m tik dnY�Y WY�uts�e dne wsder tbe Not�imn'1 ti�Nott is paid'm full,a smn(°Fimds"f for.(a)Y�Y <br /> - taxa and asses�which may aaain priority over this Secunry L�mament as a lien on the Prupaty;(b)Y�Y� _ <br /> Pal►�a ar�ound ren�s on ihe AroQercy,if anY•�(�) Y�Y ha7ard or p�apetty insurancc praniurt�s: (�Y�Y �� <br /> -_ iecnra�c p��t�ms. if uly,(C)Y�Y�S��� P��+if aay;u1d(f��IIy sums pAy�ble 6y Bo[towet W <br /> _- �Lender,in accadance with the pmvisions o�p�cagraph 8,in lisi of tue paymertc of nwrtgage iasuranoe praniams. T6ese <br /> - �.::,items aoe call4d"Escmw Itans." Lender maY,at any��coIIect and hold Fonds"si an�mount no[w txceed the ma�ciman <br /> _ :amount a iender for a fcde�aIIy selated a�+octgage loan i���1��Somuwers.escnaw accaunt under t6e'federal Reat <br /> en er <br /> �" ' ;.;'�srau Sealaneut Pmcedomrs Act of 1914 as ama�ded fram z'arne ca i�ic:•IZ VS.0�1¢ .("ltESF�►'�.�mless auaflser <br /> .2 �. ,. <br /> v j, I�w that apQlie"s m the Fnuclssets.a lesset amatn[. If so�fi:ender may:-ai.aaY ti�c....,ecg ansl�old�ands in an amisaru not W . <br /> exccec�.the lesser amounG.`�fxnder may�ttie a3ac)i�at.af�unds due r�t ib�i�sis.of cun�data aiid;�eawnabte.;.;:�� <br /> - .': �of ex,pendinires ufS�p�e Fsciaw lzeass ar at�a�;ise iss ac�oidance�with app"�i�ble 1av� :� . <br /> ` Tf�e F[mi�s s1�atY be'frtld in as instituti�4n wUose deposi�art msated hy�federal agtncy,autrumentality.a enptY <br /> �. -- - {iariu�g Let�..�.if T mrt'r�such.211iliis7iRltio�i)vr.ia Sng�edetal H�e l.oan Baok._l.tn(k[shallappty_the F�ds to piy---_.•-- ---,--_ <br /> 1�� ' � '. the Fscmw Items. Lender may na chatge Borrower far holdiQg aod applying the Fuads.aiuwally s�lyzing Me escmw <br /> ''=:• account,or verifying the Escrow Items.unless Lender pays Bormwec inte�rst on the Paads smd appiicable law pem�its � <br /> ,, ' L�ender to make such a charge. However.Lender may roqmn Borrower to pay a one-time charge for an indepeadent na1 ���__ <br /> - ' �te ta�c npo�ing se�,ice used by Lender in coaaeCtipp with thls 1a�n.anless applicable law pmvides aheswise. Unless an ��.�.. <br /> , �;:, agreement is m�de or appUcable law requires intercst to 6e paia Lender shall not bc reqaire�to pay Botmwerany inte�est or � �:•.'.r r.,-•.- <br /> �-°, e�nings on the Funds. Boimwer and Lender may agrce in wridng,however,that inarest shail be p�id an the Funds. Lectder +::�, �.�;`�� _- <br /> , shali give to Bomnwer.wtihout charge.an annnal accuuntitig of tbe Funds,showing credits and debits ro the I�ndg and tha ';.�-_�,y <br /> purpose for whicb eacb debtt to the Fiuids was made. The Funds are pledg e d as a d ditiona l secarity for a l l sums secuted b y � .. .',.`.�'.': <br /> ". _ this Security instrumen� . . . '''.:-'":- <br /> =1. � Jf the Funds held by LenQer exceed the amounts pennitted to be held by appiicable 1aw.Ler�lder shall account to �-�;�_._. <br />� � ��`:, Bormwer for the exceas Funds in accadance with the�eqwnments of applicabk law. If the amount of tl�e Furtds held by �- .�;.� <br /> ' Lsc�der at any time is not sufficient w pay the Eccrow Items when due.Lender may so nodfy.Bo�ro�rer in writing.and.in °1�,�,�L <br />- . ;,'z sucd case Baiower shall pay to Lender the aawunt necessary to malce up the deficieacy. Bo�rower shall malce up the .-�;.-�:--: <br /> deficiency in no more tUan twelve,monthiy payments.at Lender§sote discredon. � <br /> . Upon payment in fuU of all sums secured by this Securiry Inmumeat,Lender shall pmmpdy refund to BoROwer any -_. <br /> . • #'` ` = • Funds held by Lender. U under paragruph 21.Lender shall acquire or seU the Froperty,Lender,pcior to the acquisitian or . <br /> -�,.� ' � sale of the Property.shaq appty any Funds hetd tsy Lender at the time of acquisition or sate as a credit against the sums <br /> y t° - sec�red by this Securiry Insaumen�. ,�.'• <br /> •-:-��'��{_� � �- 3. Application of Atyments. Unless applicable isw pruvides otherwise. all payments received by l.ender under <br /> - � paragraphs 1 and 2 shall be applied:first.to any preyayment charges due under the Nae;second.to amounts payable under <br /> t�- - paragraph 2:third.co interest due:founh,to principal due;and las�to any tace charges due under the Note. . . . <br /> , •.�', '� 4. Chas�es;Liens. Borrower shall pay ail taues, assessmenu.charges,fines and imposidaaa attrlbutable to the • . <br /> . . ';;;. ,. Properry which may attaia priority over this Securiry.instnrment.and teasehold payments or grouss�a rents.if any. Barrower ; <br /> - ' � shall pay thesz obligutions in the manner provided in paragraph 2,or i�not paid in that manner,Barrowa shall pay them on � . <br /> - :�ti:,�::.,'.;, <br /> � ' �.�e�t��r;:�•.� tlme directly to tlic�..^nansr::ed payment. Boaower shall promQdy fumish to Lender all notices of amounts to be paid under , _ <br /> , ; '�;.;�;� :�:•: thls paragaph. If Bonow�;makes these payments directly.Horrower shall prompUy fumish to LenQer receipts evsdencing • � _ <br /> 1 � the payments. _ <br /> �•�' ,n' Barrower shall pmmptly discharge any lien which has priority over this Security lnstrument unless Borrower.(a)agrees <br /> in writing to the payment af the obligation secured by the Iien in a manner acceptable to Lender:(b)cantat4 in good faith d�e . � ' - <br /> ` �•"`•I' lien by,or defeads against enYorcement of the lien in.tegal prceeedings which in the Lender's opinion operate to prevent the � � • <br />' ' enforcement of the lien:or(c)secnres from the hoider of the lfen an 3geement satisfactory to LenQer subotdinating the lim r' . ' <br /> r , to this Security Instrument. 1f Lender determines that any pan of the P r o9erty is su bject to a 1 1en w hic h may au a in priariry <br /> . r,� over this Security lnsuument.Lcndes m�y give Borrawer a notice identifymg ihe lien. Horsower shall sausfy the Ilen ar take �, . <br /> , :_-:�;; : one or more of the actions set fonh above within 10 Qays of the giving of no[ice. , <br /> �+ �;":' '"�-..� � S. A�zard or Property lnsurance. Hoaower sball keep the improvemenu now existing or hereafter erected on the <br /> � `:"�:='�, . . Property insured against loss by tire.hazards included within the term"extended covernge"and any other hazards,irt:.luding � . <br /> _ ' � -»r=fi�.• .- _ floods or flooding,for which Lender requires insurance. Thls insurance shall be maintained in the amounts and for the � <br /> , .- •=,.�-5�:::-,•�� .. - � . -- <br /> ���.�.�:�:a ,, � . <br /> �:•:~.'.. ,:. .. 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