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<br />premiums, if any, or any sums pay ble by Borrower tp Lez
<br />Insurance premiums in accordance w th the provisions df Sec
<br />Items. " At origination or at any time during the term of the L
<br />Association Dues, Fees, and Assess ents, if any, be escrowc
<br />assessments shall be an Escrow Item. orrower shall pronaptly i
<br />be paid under this Section. Bonower hall pay Lender the Fun
<br />Borrower's obligation to pay the F ds for any or all � Escrc
<br />obligation to pay to Lender Funds for any or all Escrow �tems ;
<br />in writing. In the event of such waive , Bonower shatl pay direa
<br />due for any Escrow Items for which p yment of Funds ha$ been
<br />shall fumish to Lender receipts evide cing such payment,' with'v
<br />Borrower's obligation to make such ayments and to provide ri
<br />be a covenant and agreement contain in this Security Instrume
<br />is used in Section 9. If Borrower is obligated to pay Escrow
<br />Bonower fails to pay the amount due for an Escrow Iteu�, Len�
<br />and pay such amount and Borrower hall then be obliga�ed uni
<br />amount. Lender may revoke the wai er as ta any or a11; Escrc
<br />accordance with Section 15 and, u such revocation, ;Borro�
<br />such amouuts, that are then required der this Section 3;,
<br />Lender may, at any time, collec and hold Funds in an amc
<br />the Funds at the time specif'ied unde RESPA, and (b) �ot to
<br />require under RESPA. Lender shall estimate the amount of Fi
<br />reasonable estimates of expenditures of future Escrow Items o:
<br />Law. ;
<br />The Funds shall be held in an institution whdse de
<br />instrumentaliry, or entity (including nder, if Lender is jan ins
<br />any Federal Home Loan Bank. Lend r shall apply the Funds to
<br />specified under RESPA. Lender sh 1 not charge Borrovi✓er for
<br />analyzing the escrow account, or ver ing the Escrow Items,
<br />Funds and Applicable Law permits nder to make such' a cha
<br />or Applicable Law requires interest t be paid on the Funds,
<br />any interest or earnings on the Fun . Borrower and L.�nder
<br />shall be paid on the Funds, Lender shall give to Borrolver,
<br />Funds as required by RESPA. !
<br />If there is a surplus of Funds held in escrow, as defin
<br />Borrower for the excess funds in ac ordance with RESPA. If
<br />as defined under RESPA, Lender sh 11 notify Borrower 'as req
<br />Lender the amount necessary to ma e up the shortage ni accor '
<br />monthly payments. If there is a defi iency of Funds held in e
<br />notify Borrower as required by RE PA, and Borrower sltall
<br />up the deficiency in accordance wi RESPA, but in no imore
<br />Upon payment in full of all s s secured by this �ecuri
<br />to Borrower any Funds held by Len er.
<br />4. Charges; Liens. Borrowe shall pay all ta
<br />attributable to the Property which c n attain priority o
<br />ground rents on the Property, if any and Community E
<br />the extent that these items are Escro Items, Borrower
<br />NEBRASKA - Singie Family - Fannie
<br />�-6(NE) �oeii�
<br />Mac UNIFOFtM
<br />Pepe 6 of'i� 16
<br />r' lieu of the payment of Mortgage
<br />>n 0. These items are called "Escrow
<br />n, nder may require that Community
<br />by Borrower, and such dues, fees and
<br />nis to Lender all notices of amounts to
<br />fo Escrow Items unless Lender waives
<br />It ms. Lender may waive Bonower's
<br />an time. Any such waiver may only be
<br />y, hen and where payable, the amounts
<br />aiv d by Lender and, if Lender requires,
<br />uc time period as Lender may require.
<br />;ip s shall for all purposes be deemed to
<br />a the phrase "covenant and agreement"
<br />;m directly, pursuant to a waiver, and
<br />y exercise its rights under Section 9
<br />• 5 ction 9 to repay to Lender any such
<br />It ms at any time by a notice given in
<br />r pay to Lender all Funds, and in
<br />�) sufficient to permit Lender to apply
<br />d the maximum amount a lender can
<br />due on the basis of current data and
<br />:rwise in accordance with Applicable
<br />are insured by a federal agency,
<br />n whose deposits are so insured) or in
<br />ie Escrow Items no later than the time
<br />ing and applying the Funds, annually
<br />Lender pays Borrower interest on the
<br />nless an agreement is made in writing
<br />shall not be required to pay Borrower
<br />ree in writing, however, that interest
<br />: charge, an annual accounting of the
<br />►der RESPA, Lender shall account to
<br />is a shortage of Funds held in escrow,
<br />by RESPA, and Borrower shall pay to
<br />: with RESPA, but in no more than 12
<br />as defined under RESPA, Lender shall
<br />Lender the amount necessary to make
<br />2 monthly payments.
<br />trument, Lender shall promptly refund
<br />ts, charges, fines, and impositions
<br />y Instnunent, leasehold payments or
<br />s, Fees, and Assessments, if any. To
<br />in the manner provided in Section 3.
<br />i��t�ei5: � Form 3028 1/01
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