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20110278� <br />Bonower shall promptly disch ge any lien which has p <br />Borrower: (a) agrees in writing to th payment of the obligatio <br />to Lender, but only so long as Borr er is performing such a� <br />by, or defends against enforcement f the lien in, legal procee <br />prevent the enforcement of the lien hile those proceedings a� <br />are concluded; or (c) secures from th holder of the lien an agt <br />the lien to this Security Instnunent. f Lender determines that <br />which can attain priority over this S curity Instnunent, Lender <br />lien. Within l0 days of the date on ich that notice is given, ] <br />more of the actions set forth above i this Section 4. <br />Lender may require Bortower to pay a one-time charg <br />reporting service used by Lender in onnection with this Loan. <br />5. Property Insurance. Bono er shall keep the improvE <br />the Property insured against loss by fire, hazards included wi1 <br />other hazards including, but not lim ted to, earthquakes and fl <br />This insurance shall be maintained n the amounts (including <br />Lender requires. What Lender requi es pursuant to the precedi <br />the Loan. The insurance carrier pro iding the insurattce shall <br />right to disapprove Bonower's ch ice, which right shall nc <br />require Borrower to pay, in conn ction with this Loan, eitl <br />deternaination, certification and trac ing services; or (b) a on <br />and certification services and subs uent charges each time r <br />reasonably might affect such dete ination ar certification. ] <br />payment of any fees imposed by e Federal Emergency M <br />review of any flood zone determina 'on resulting &om an objec <br />If Borrower fails to maintain any of the coverages des <br />coverage, at Lender's option and orrower's expense. Len <br />particular type or amount of cover ge. Therefore, such cover <br />not protect Borrower, Borrower's e uity in the Property, or t <br />hazard or liability and might provi e greater or lesser cove <br />acknowledges that the cost of the ' surance coverage so obt <br />insurance that Bonower could have obtained. Any amounts di <br />become additional debt of Borrowe secured by this Security I. <br />at the Note rate from the date of d� bursement and shall be p <br />Lender to Borrower requesting pa ent. <br />All insurance policies require by Lender and renewals <br />right to disapprove such policies, shall include a standard <br />mortgagee and/or as an additional 1 ss payee_ Lender shall ha <br />certificates. If Lender requires, Bo ower shall promptly give 1 <br />renewal notices. If Borrower obtai s any form of insurance c <br />for damage to, or destruction of, t e Property, such policy s, <br />shall name Lender as mortgagee an or as an additional loss p <br />In the event of loss, Bonowe shall give prompt notice t <br />may make proof of loss if not ma promptly by Bonower. <br />in writing, any insurance proceeds, whether or not the underl : <br />be applied to restoration or repair f the Property, if the rest Y <br />Lender's security is not lessened. uring such repair and rest � <br />hold such insurance proceeds until Lender has had an oppo <br />over this Secuxity Instnunent unless <br />red by the lien in a manner acceptable <br />�nt; (b) contests the lien in good faifh <br />which in Lender's opinion operate to <br />3ing, but only until such proceedings <br />it satisfactory to Lender subordinating <br />�rt of the Property is subject to a lien <br />;ive Bonower a notice identifying the <br />�er shall satisfy the lien or take one or <br />a real estate tax verification and/or <br />s now existing or hereafter erected on <br />e term "extended coverage," and any <br />for which Lender requires insurance. <br />ctible levels) and for the periods that <br />ntences can change during the term of <br />osen by Bortower subject to Lender's <br />exercised unreasonably. Lender may <br />a) a one-time charge for flood zone <br />e charge for flood zone determination <br />pings or similar changes occur which <br />wer shall also be responsible for the <br />�ment Agency in connection with the <br />by Borrower. <br />l above, Lender may obtain insurance <br />under no obligation to purchase any <br />hall cover Lender, but might or might <br />itents of the Property, against any risk, <br />an was previously in effect. Borrower <br />might significantly exceed the cost of <br />;d by Lender under this Section 5 shall <br />nent_ These amounts shall bear interest <br />�, with such interest, upon notice from <br />i policies shall be subject to Lender's <br />ge clause, and shall name Lender as <br />right to hold the policies and renewal <br />ider all receipts of paid premiums and <br />;e, not otherwise required by Lender, <br />clude a standard mortgage clause and <br />� insurance carrier and Lender. Lender <br />; Lender and Borrower otherwise agree <br />nsurance was required by Lender, shall <br />i or repair is economically feasible and <br />i period, Lender shall have the right to <br />to inspect such Property to ensure the <br />NEB�RASKA- Single Family - Fannie M�elFreddie Mac UNIFORM INS�RUII�ENT ��� <br />�-6(NE) �osi�� Page 6 of 15 I Initials: FOI'ill 3028 1101 <br />