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premiums, if any, or any sums
<br />Insurance premiums in accordance
<br />Items." At origination or at any ti
<br />Association Dues, Fees, and Asse s
<br />assessments shall be an Escrow Ite .
<br />be paid under this Section. Bonow
<br />Bonower's obligation to pay the
<br />obligation to pay to Lender Funds o
<br />in writing. In the event of such wai
<br />due for any Escrow Items for whic
<br />shall furnish io �nder receipts evi
<br />Borrower's obligation to make suc
<br />be a covenant and agreement contai
<br />is used in Secxion 9. If Borrower
<br />Borrower faiis to pay the amount d
<br />and pay such amount and Borrowe
<br />amount. L.ender may revoke the w'
<br />accordance with Section 15 and, u
<br />such amounts, that are then requirel
<br />i.ender may, at any time, coll
<br />the Funds at the time specified und
<br />require under RESPA. Lender shal
<br />reasonable estimates of expenditure
<br />Law.
<br />The Funds shall be held in
<br />instntmentality, or entity (including
<br />any Federal Home Loan Bank. Lend
<br />specified under RESPA. Lender sh
<br />analyzing the escrow account, or ve .
<br />Funds and Applicable Law permits
<br />or Applicable Law requires interest t
<br />any interest or earnings on the Fun
<br />shall be paid on the Funds. Lender
<br />Funds as required by RESPA.
<br />If ti�ere is a surplus of Funds
<br />Borrower for the ea�cess funds in acc
<br />as defined under RESPA, Lender sh�
<br />Lender #he amount necessary to mak�
<br />monthly payments. If there is a defici
<br />notify Borrower as required by RES'.
<br />up the deficiency in accordance with .
<br />Upon payment in full of all sur
<br />to Borrower any Funds held by Lend�
<br />4. Charges; Liens. Borrower
<br />attributable to the Property which ca
<br />ground rents on the Property, if any,
<br />the extent #hat these items are Escrov�
<br />NEBRASKA - Single FBmily - Fannie
<br />�-6(ME) 10811)
<br />�
<br />241102�85
<br />yable by Borrower to Lend r in lieu of the payment of Mortgage
<br />with the provisions of Secti n 10. These items are called "Escrow
<br />e during the term of the L,o , Lender may require that Community
<br />ments, if any, be escrowed y Borrower, and such dues, fees and
<br />Borrower shall promptly �sh to Lender all notices of amounts to
<br />r shall pay Lender the Funds for Escrow Items unl�ss Lender waives
<br />unds for any or all Es¢row Items. Lender may waive $orrower's
<br />r any or all Escrow Items at y time. Any such waiver may only be
<br />er, Borrower sha11 pay di'rectl , when and where payable, the amounts
<br />payment of Funds has been w ived by Lender and, if Lender requires,
<br />encing such payment within s ch time period as Lender may require.
<br />payments and to provide', rece pts shall for all purposes be deemed to
<br />ed in this Security Instrunient, as the phrase "covenant and agreement"
<br />s obligated to pay Escrow Ite directly, pursuant to a waiver, and
<br />e for an Escrow Item, Lender may exercise its rights under Section 9
<br />shall then be obligated under Section 9 to re}�ay to Le.nder any sudi
<br />ver as to any or all Esc'tow tems at any time by a notir.e given in
<br />on such revocation, Borrower shall pay to Lender a11 Funnds, and in
<br />u
<br />under this Section 3. '
<br />t and hold Funds in an aniount (a) sufficient to pernut Lender to apply
<br />r RESPA, and (b) not to exc the ma�imum amount a lender can
<br />estimate the amount of Fund due on the basis of current data and
<br />of future Escrow Items or o erwise in accordance with Applicable
<br />an institution whose depo:
<br />�ender, if L,�nder is an institu
<br />r shall apply the Funds to', pa:
<br />� not charge Bonower fo� hc
<br />fying the Escrow Items, uniE
<br />,nder to make such a charge.
<br />� be paid on the Funds, Lend
<br />�. Bonower and Lender can
<br />,hall give to Borrower, with
<br />are insured by a federal agency,
<br />n whose deposits are so insured) or in
<br />►e Escrow Items no later than the time
<br />�ng and applying the Funds, annually
<br />Lender pays Borrower interest on the
<br />nless an agreement is made in writing
<br />sha11 not be required to pay Borrower
<br />ree in writing, however, that interest
<br />charge, an annual accounting of the
<br />ield in escrow, as de�ned dez RESPA, Lender shall aocount io
<br />�rdance with RESPA. If there s a shortage of Funds laeld in escrow,
<br />i notify Borrower as required y RESPA, and Borrower shall pay to
<br />up the shortage in accordan with RESPA, but in no more than 12
<br />;nc� of Funds held in esctow, defined under RESPA, I.ender s�all
<br />'A, and Borrower shall pay to Lender the amount necessary to make
<br />:ESPA, but in no more than 1 monthly payments.
<br />�s secured by this Security Ins rument, Lender shall promptly refund
<br />r. '
<br />shall pay all taxes, assESSm nts, charges, fines, and impositions
<br />� attain priority over this Sec 'ty Instnunent, leasehoid payments or
<br />�nd Community Association D es, Fees, and Assessments, if any. To
<br />Items, Borrower sha11 pay the in the manner provided in Section 3.
<br />Mac UNIFORM INSTRUM
<br />Page 5 of 15 '
<br />Initials: Form 3028 1/07
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