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201�027�5 (C) "Lender" is Home Federal Savi ngs and Loan Assn of Grand I sl and Lender is a Savi ngs dnd Lodn organized and existing under the laws of T h e S t a t e o f N e b r a s k a Lender's address is 221 South Locust St Crand Isl and NE 68801- Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Arend R Baack, Attorney' (E) "Note" means the promissory note signed by Bclrrower and dated A p r i 1 0 4. 2 O 11 . The Note states that Borrower owes Lender S I X T Y F I V E T H 0 U S A N D A N D 0 0/ 10 0 Dollars (U. S. $ 6 5, 0 0 0. 0 0 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than ' M a y 1, 2 0 3 6 . (F� "Property" means the property that is describ�d below under the heading "Transfer of Rights in the Propert}r. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and ali sums due under this Security Instrument, plus interest. (I� "Riders" means all Riders to this Security Instrument that are executed by Borrower. The foliowing Riders are to be executed by Barrewer [check box as applicablej: Q Ac��ustable Rate Ric�er Q Co�nium Rider � Second Hon� Ricler Q Bat�a� Ri�er Q Ptar�d Unit Devetopmeut Rider Q I-4 Fainity Ricter Q vA � Q Bs�� rn �u� ��S) [�fi�� (� "Appticabie Iaw" meaa�s all cxmt�ollisag �piieabTe feckrat, state arui ic�caI statutes, regulations, ordinar�es �d �strative r�ries �rn3 arders (th�t have the effect of Iaw) as wetF as atI �piicable final, non-appeatable �u�iciai oginions. f�"Commw�ity Association Du�s, �ees, and As,sessinents" means atl dues, fee.s, assessments and other charges that are impOSed oa Bomawer or the Property by a co�ominium assc�ciation, homeowners association Qr sir�ar organ.ir.�on. (K) "Etectronic Funds Transfer" means any transfer of funds, ather than a transaction originated by check, draft, or similaz paper instnunent, which is initiated through an eIectronic temunal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financiat institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (1Vn "Miscellaneous Prceeeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Properiy. (1� "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6�NE) (08��) Paye 2 ot t5 �nitials: Form 3028 1/01 � � �� ��