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201�0273� THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late chazges due under the Note. Bonower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by L.ender: (a) cash; (b) money order; (c) certified ch�k, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose @eposits are insured by a federal agency, instrurnentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other locatian as may be designated by Lender in accordance with the notice provisions in Section 15. Lenc�er may return any payment or partial payment if the payment Qr partiat payments are insu�cient to bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice ta its rights to refuse such payment or partial payments in the future, but Lender is not obiigazed to appty such payments at the time such payments are aceeptec�. If eac� Periadie Payrnent is applied as of its scheduled due date, then Lender need not pay interest on ut�a}�piied fi�nds. Lender may hoId such unapglie.c� functs unril Borrower makes payments to bring the � c�rr�t. I� Borrower aoes not do so within a reasonai�ie period of time, Lender shall either agpty s�ch frm�s or re�t tttem to Bvrrower. If not applied eariier, such funds will be applied to the outstanding prin�eipEei balarice vnder the Note immec�iately prior to forectosure. No offset or claim which Borrower msght �a�e mow or in the futu.re agai�st Lender shall relieve Borrower from making , payments due under the Ncfte a� this Security Instniment or perfornung the covenants and agreements secured by this Sectzrity Instrumern. 2. Applicati� o€ Payments or Pe Except as otherwise described in this Section 2, all payments accepte� �t applied hy Lender shall be applied in the following order of priority: (a) interest due undes t� Nc�€e; (b) pri�igal due uncier the Note; (c) amounts c3ue uncier Secrion 3. Such payments slial2 be apptiec€ to e�h P�riadic Payment in the Qrder in which it became due. Any remaining amounts shaIi be applied first to Iate charges, second to any other amounts due under this Security Instrument, and then to reduce the prineipai balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied ta the delinquent payment and the Iate charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received fmm Bonower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payment is applieci to the full payment of one or more Periodic Payments, such excess may be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note. Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments. 3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment of amounts due for: (a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; (c) premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT /^� �-6(NE) cosiil Page4of 15 Initials:(`s��► �► \ Form 3028 1/01 � �