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a- 3 � � � �� � Q � � z sn � � � � � � � a D � � � � 1� ' `\ � � � O ` b� � '� State of Nebraska DEED OF TRUST F� Case Ivo. 321-2992936 729 THIS DEED OF TRUST ("Security Instruxnent") is made on March 2$th , 2011 The trustor is JANA L RICHARDS and REID D RICHARDS, as wife and husband ("Borrower"). The trustee is BANK OF NEBRASKA 2710 SOUTH 144TH STREET OMAHA, NE 6_8_144 ("Trustee"). The beneficiary is BANK OF NEBRASKA which is organized and existing under the laws of the State of NEBRASKA , and whose address is 2710 SOUTH 144TH STREET OMAHA, NE 6$144 ("�d�'")� Borrower owes Lender the principal sum of One Hundred Twenty Five Thousand Seven Hundred Forty Five and 00/1Q0 Dollars (U.S. $125,745.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instruxnent ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on Apri101, 2041 . This Security Instruxnent secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in HALL County, Nebraska: Lot Four (4), Block One (1), in Farmington Second 5ubdivision, in the City of Grand Island, Hall County, Nebraska which has the address of 1616 WEST 5TOLLEY PARK ROAD [screet] GRAND ISLAND , Nebraska 68801 ("Property Address"); [C�tYI [zip Code] TOGBTHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property". BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencuxnbered, except for encumbrances of record. Borrower warrants and vv�ll defend generally the title to the Property agamst all claims and demands, subject to any encumbrances of record. 11�1,CV (11/07) 20006990 NEBRA��(� T!�'LE Ct�i�PANY 14680 West Do�ge aoad Suit� 1. Omaha, NE 6�154 � � C S A G tTl � �i = t"► r a A ��', � 0 �� � a' -�. r; � c� s r:_.._ m� c; , 'J) / _. , _ r�, �:, � C, . _:,...) O ' •.. rll � I'ri O � � �:, � � � `-' o -..� � c n - z --� � � � � � � � f--� W �� 0 O - T7 '� �- T � r cn r � �` A � �--� �. Cf) C!) [Space Above This Line for Recording Data] Page 1 of 5 �NK 4F NEBRASKA �� . �� i �� D 2u c�Z.s �- ��!,� �o� ��1 STRE.� � � �� CO N O F�-+ l--� O N � C� � � � t�7 b � Cf9 � � � � � � � � GOTO(OOOC85e6)