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N O 0 N N 0 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated FEBRUARY 24, 2011 together with all Riders to this document. (B) "Borrower" is Travis Powell and Nicole Powell, HUSBAND AND WIFE Borrower is the trustor under this Security Instrument. (C) "Lender" is MUTUAL OF OMAHA BANK Lender is a FEDERAL THRIFT SAVINGS BANK organized and existing under the laws of NEBRASKA Lender's address is P.O. BOX 80609, LINCOLN, NEBRASKA 68501 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Mutual of Omaha Bank (E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 24, 2 011 The Note states that Borrower owes Lender ONE HUNDRED FIFTY THOUSAND EIGHT HUNDRED AND 00/100 Dollars (U. S. $ 150,800.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MARCH 1, 2026 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (M "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ® Planned Unit Development Rider ❑ Balloon Rider Biweekly Payment Rider rn Second Home Rider F� Condominium Rider N 0 � � M O C D Ill m 0� m — Zm NJ �o O t7n D O OZ � 0 P ZD T X O- 0 N Cl) nlA 0 >X v mC) 0 r(Dn O C C - fn 0 0 ° z o ° ° (� co CO 4 Z 0 After Recording Return To: MUTUAL OF OMAHA BANK P.O. BOX 80609 LINCOLN, NEBRASKA 68501 Loan Number: 7301897 [Space Above This Line For Recording Data] DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated FEBRUARY 24, 2011 together with all Riders to this document. (B) "Borrower" is Travis Powell and Nicole Powell, HUSBAND AND WIFE Borrower is the trustor under this Security Instrument. (C) "Lender" is MUTUAL OF OMAHA BANK Lender is a FEDERAL THRIFT SAVINGS BANK organized and existing under the laws of NEBRASKA Lender's address is P.O. BOX 80609, LINCOLN, NEBRASKA 68501 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Mutual of Omaha Bank (E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 24, 2 011 The Note states that Borrower owes Lender ONE HUNDRED FIFTY THOUSAND EIGHT HUNDRED AND 00/100 Dollars (U. S. $ 150,800.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MARCH 1, 2026 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (M "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ® Planned Unit Development Rider ❑ Balloon Rider Biweekly Payment Rider ❑ 1 -4 Family Rider Second Home Rider F� Condominium Rider ❑ Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DocMagici Form 3028 1/01 Page 1 of 11 www.docmagic.com