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201102673 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />al) <br />wer <br />al) <br />wer <br />(Seal) <br />-eorrower <br />(Seal) <br />-Borrower <br />MULTISTATE PUD RIDER- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3150 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA3150 1/01 Page 3 of 3 <br />