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<br />201102663
<br />premiums, if any, or any sums payable by Borrower to Lender in liev o;
<br />Insurance premiums in aocordance with the provisions oi Se�tion 10. Thes
<br />Items. " At origination or at any time during the term of the i:oan, Lender n
<br />Association Dues, Fees, and Assessnnents, if any, be escr�wed by Borro�ve
<br />asscssments shall be an Escrow Item. Borrower shall promptly furnish to Le`ri�
<br />be paid under this Sectioa. Borrower shall pay Lender the Funds for Escrow
<br />Borrower's obligation to pay �e Funds for aay ar all Escrow Items. Le�
<br />obligatian to pay to I.�nder Funds for any or all Escrow Items az any time. A
<br />in writing. In the event of such waiver, Borrower shall pay diractly, when and
<br />due for any Escrow Items foz which payment of Funds has been waived by I.e�
<br />� shall furnish to Lender receipts evidencing such payment within such time pe
<br />Borrower's obligation to make sucl� payments and to provide receipts sha2t fc
<br />be a covenant and agreement oontained in this Security Instrument, as the phra
<br />is used in Section 9. If Borrower is obligated to pay EscYOw Items directly
<br />Borrower fails to pay the amouttt due for an Escrow Item, Lender may exerci
<br />and pay such amount and Borrower shall then be obiigated under Section 9 1
<br />aznounit. Lender may revoke the waiver as to any or all Escrow Items at an
<br />accardance with Section 15 and, upan such revocation, Borrower shall pay �.
<br />such amounts, that are then required under this Sedion 3.
<br />Lender may, at any tinae, collect and hold Funds in an amount (a} suffici �
<br />the Funds at the time specified under RESPA, aad (b) not to exceerl the
<br />require under RESPA, Lender shall estimate the amount of Funds due on
<br />reasonabie estimates of expenditures of future Escrow Items or otherwise in
<br />Law.
<br />20��o2�ss
<br />the payment of Mortgage
<br />itee��nns aze called "Escrow
<br />ry require that Comimunity
<br />, au�d such dues, fees and
<br />;r alI notices of amounts to
<br />tems unless Lender waives
<br />er may waive Borrower's
<br />y such waivex may only be
<br />rhere payable, the amounts
<br />ler and, if Lender requires,
<br />od as Lender may reqaire.
<br />all purposes be deemed to
<br />"mvenant and agreement"
<br />pursuant to a waiver, and
<br />; its rights under Section 9
<br />repay to Lexider any suc6
<br />time by a notice given in
<br />Lender all Funds, and in
<br />tu permit Lender to aPP1Y
<br />num amount a Iender can
<br />basis of current data and
<br />�rdance with Applicable
<br />The Funds sha11 be held in an insritution whoss deposits aze i ed by a federal agency,
<br />instrumentality, or entity (including Lender, if Lender is an institudon whose posits are so insured) or in
<br />any Federal Home Loan Bank. I.ender shall apply the Funds to' pay We Escro Items no later than the ti.me
<br />specified under RESPA. Lender shall not charge Borrower fofr halding an�' plying the Funds, annually
<br />anatyzing the escxow acoount, or verifying the Escxow Iteuas, unless Lender" ays Bonower interest on the
<br />. Funds and Appiicable Law permits Lender to make such a chazge. Unless an eement is made in writing
<br />or Applicabie Iaw requires interest to be paid on the Funds, Lender shall not be requited to pay Honowa
<br />any interest or earnings on the Funds. Borrower and L,ender can agree in 'ting, however, that interest
<br />shall ba paid on the Funds. Lender s6alt give to Borrower, without charge, an annual accounting of the
<br />Funds as required by RESPA.
<br />If there is a surplus of Funds hsld in escrow, as defineci under A, L.ender shaIl acoount to
<br />Botrower for the excess fttnds in a000rdance with RESPA. If there is a sho e of Funds held in escrow,
<br />as defned under RESPA, Lender shall notify Bonower as required by RESP and Horrower shall pay to
<br />Lender the amount necessary to make up the shortage in acoordance witb PA, but in no more than 12
<br />monthly payments. If t6ere is a defiaiency of Funds held in escrow, as defin under RESPA, T.ender shall
<br />aotify Bocrowet as required by RESPA, and Borrower shall pay to Lender e amount necessary to make
<br />up the defic,iency in accordance with ItESPA, but in no more than 12 monthl payments.
<br />Upon payment in full of all sums securW by this Security Instrument, der shatl promptly refund
<br />to Bonower any Funds held by Lender.
<br />4• Charges; Liens. Borrower shall pay all taxes, assessmenrs, ges, �ines, and impositions
<br />attributable to the Properiy which can attain priority over this Security In ent, leasehold payments ot
<br />ground rents on the Property, if any, and Community Association Dues, Fee and Asse.ssments, if any. To
<br />the extent that these items aze Escraw Items, Bonower shall pay them in the anner provided in Section 3.
<br />NEBRASKA - Single Family - Fannie YaefFreddle Mac tlNIFORkI lFI�STRUMENT W17H' .MERS
<br />� BA(N� �oeio� Pege s or � s mniats:,
<br />11-01-000005
<br />Form 3C28 1/01
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